The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, represent people injured in car / truck crashes and accidents as well as other personal injury cases.  The law firm is located in Northwest Indiana, in Merrillville.  If necessary, law suits are brought against those people and entities that are responsible for your injuries.

If you were injured in an accident and it was not your fault, please feel free to call Schlyer & Associates at (219) 757-0225 to schedule a free meeting with one of our personal injury lawyers.

Here are some of the typical questions we are asked by our potential clients after they are injured.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, train crashes, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcymeeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Yes.  An Affordable Bankruptcy does exist at Schlyer & Associates.  We can help you declare an Affordable Bankruptcy.  With $100, you can begin the process to re-start your financial life.

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates based in Merrillville, Indiana is here to help you file bankruptcy.

There are many bankruptcy myths that scare many people.  MSN recently posted an article about bankruptcy myths that we will share with you?

With a mind toward declawing the monster, here are a dozen misconceptions about bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

On tv show recently, the main character thought he needed to declare bankruptcy to get rid of his debts.  After much debate, he opened his office door and yelled to his entire office staff, "I DECLARE BANKRUPTCY."  The character immediately said, "Whew, that was easy, what a relief!"

Imagine if life were really that simple. While it is a little more involved than screaming, I declare bankruptcy, filing for bankruptcy relief is not as difficult as you might think.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The U.S. Consumer Product Safety Commission  has issued a recall of over 1 Million toy keys with remote imported by Battat Inc., of Plattsburgh, New York, the personal injury law firm of Schlyer & Associates, the Aggressive Trial Lawyers, is warning.

According to the recall notice, the metal toy keys and the plastic key ring can break, posing a choking hazard. See the recall notice for additional photographs and information about the recalled toys.

Photograph of one of the recalled toys from the recall notice posted by the U.S. Consumer Product Safety Commission.

The recalled toys were sold at various retailers nationwide and online sellers from April 2010 to May 2011 for B. FunKeys, and from January 2006 to December 2009 for Parents Magazine keys for about $9.

If you have any of the recalled key rings in your home, you should immediately take the recalled toy keys away from children and contact Battat at (866) 665-5524 to receive replacement keys.

Consumer Contact: For additional information, contact Battat toll-free at (866) 665-5524.

The Aggressive Trial Lawyers at Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Borders Books, the bankrupt 40-year-old bookseller, announced Monday that it will  ask the bankruptcy court to liquidate and close all of its remaining stores, after no last-minute savior emerged for the company, the Affordable Bankruptcy law firm of Schlyer & Associates is advising.

Borders liquidation plan will be presented to the federal judge overseeing the company's bankruptcy case on Thursday.

What is left to unwind are Borders' 399 stores, about two-thirds of the locations it operated when it filed for bankruptcy in February. It currently has 10,700 employees, including the store in Highland, Indiana.

It appears Borders will begin closing its remaining stores as soon as Friday, with the liquidation sale expected to run through September if approved by the bankruptcy court.

The lawyers at Schlyer & Associates can help you file Chapter 7 and Chapter 13 Affordable Bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 Affordable Bankruptcy if you live in the Lake County or Porter County communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Valparaiso, Hebron, Chesterton, Dune Acres, Kouts, Odgen Dunes, Town of Pines, Portage, Beverly Shores, Porter, Wheeler or South Haven.  We are a Debt Relief Agency.

If you need to file bankruptcy, please feel free to contact Schlyer & Associates today at (219) 757-0225 and schedule an appointment with one of our Affordable Bankruptcy lawyers.

Our main office is located at 200 West 80th Place, Merrillville, Indiana   46410.  We are located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Schlyer & Associates - an Affordable Bankruptcy Law Firm

Schlyer & Associates is a personal injury / accident law firm located in Northwest Indiana, in Merrillville.

Here are some of the typical questions we are asked by our potential clients after they are injured.

I was injured and it was not my fault.  Is this a type of case you can help me with?

Yes.  If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can help you with your injury claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no fee unless successful.

Posted by Attorney David Novak

The U.S. Consumer Product Safety Commission announced a recall of 35,000 Animated Safari and Aquarium Lamps sold by Christmas Tree Shops the Northwest Indiana personal injury law firm of Schlyer & Associates is warning.

Photograph from the U.S. Consumer Product Safety Commission recall notice.

According to the recall notice, defective wiring in the lamps can cause an electrical short, posing fire and shock hazards to consumers.  The recalled items were sold at Christmas Tree Shops stores primarily in the New England, Mid-Atlantic and Midwest regions from December 2009 through May 2011 for between $7 and $8.

If you have one of the recalled lights, you should immediately stop using the recalled lamps and return them to Christmas Tree Shops store for a full refund.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can help you with your injury claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Northwest Indiana personal injury law firm of Schlyer & Associates is warning STIHL trimmers, brushcutters, KombiMotors, hedge trimmers, edgers, clearing saws, pole pruners, and backpack blowers are being recalled according to the U.S. Consumer Product Safety Commission.  According to the recall notice, ethanol and other fuel additives can distort the toolless fuel cap, allowing fuel to spill, posing a fire and burn hazard.  About 2.3 million products are affected by the recall.

For a list of the recalled products, along with model numbers and pictures, please visit the the U.S. Consumer Product Safety Commission recall notice.  For additional photographs, you can also visit STIHL’s website, www.stihlusa.com.

If you or a loved one has one of the recalled STIHL products, you should immediately stop using these products and return them to an authorized STIHL dealer for a free repair or you can contact STIHL toll-free at (800) 233-4729 for more information.

The attorneys at Schlyer & Associates have the experience to represent you in many types of personal injury cases.

For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

A popular baby crib is being recalled according to the U.S. Consumer Product Safety Commission the personal injury law firm of Schlyer & Associates is warning.

According to the USCPSC about 22,000 full-size and portable drop-side cribs are being recalled by Dream on Me, Inc. of Piscataway, New Jersey.

The USCPSC claims the hazards of these cribs are:

Full-Size Cribs: The drop-side rail hardware can break or fail, allowing the drop side to detach from the crib. When the drop-side rail partially detaches, it creates a space between the drop side and the crib mattress. An infant or toddler's body can become entrapped in the space, which can lead to strangulation and/or suffocation. A child can also fall out of the crib.

Portable Cribs: The drop-side rail hardware can break or fail, allowing the drop side to detach from the crib or fall unexpectedly. In addition, the portable crib mattress support hardware and the drop-side release latch can break easily, and the slats can loosen or break and detach from the crib. Children can also cut themselves on exposed hardware inside the cribs.

The recalled cribs were sold at Toys R Us, Walmart and Target stores nationwide and online at Amazon.com. The full-size cribs were sold from January 2006 to December 2009 for about $200. The portable cribs were sold from September 2007 to December 2009 for about $150.

You should visit www.dreamonme.com to determine whether your crib is affected by the recall.  If your crib is affected, you should immediately stop using the crib and contact the company at (877) 201-4317.  Repair kits or replacements will be available in June or July.

I was injured and it was not my fault.  Is this a type of case you can help me with?

Yes.  If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can help you with your injury claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no fee unless successful.

Posted by Attorney David Novak

The Northwest Indiana personal injury law firm, Schlyer & Associates wants to keep our roadways safe.

Recently, the CDC issued tips for older drivers, to keep themselves and others on the roadway safe.

From the CDC:

If you are a driver age 65 or older, you can make your time behind the wheel safer by:

• Asking your doctor or pharmacist to review your medicines (both prescription and over-the counter) to reduce possible side effects and drug interactions.

• Having your eyes checked by an eye doctor at least once a year, and wearing your glasses and contact lenses as required.

• Planning your route before you drive.

• Leaving a large following distance behind the car in front of you.

• Avoiding distractions in your car, such as listening to a loud radio, talking on your cell phone, texting, and eating.

• Considering potential alternatives to driving, such as riding with a friend or using public transit, that you could use to get around.

These are all good tips for all drivers on the road, not just those over the age of 65 years old.

However, if you are injured in a car crash or other motor vehicle accident, the law firm of Schlyer & Associates can help you make a recovery for your injuries.

If you believe you have a  personal injury case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  We represent individuals hurt in car accidents, slip and falls, medical malpractice, workers compensation, wrongful death claims, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

The lawyers at Schlyer & Associates regularly represents personal injury clients that live in Northwest Indiana.  Most of our clients live in Lake County or Porter County, Indiana, especially the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores. as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Do you regularly eat at Togo's?

If so, their pastrami meat is recalled Schlyer & Associates, the Northwest Indiana bankruptcy law firm is warning.

The supplier of Togo's pastrami meat has found Listeria Monocytogenes in one Lot of the meat and has recalled the meat.  Togo's is very popular in California, however currently there are no stores in Northwest Indiana or in the Greater Chicago area in Illinois.

Schlyer & Associates can help you file an Affordable Bankruptcy

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, Whiting, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven, Porter or Beverly Shores.  Call us today to schedule a free meeting with a bankruptcy lawyer to discuss filing a Chapter 7 or a Chapter 13 bankruptcy.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free meeting to discuss filing an Affordable Bankruptcy.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Lake County, Indiana personal injury law firm Schlyer & Associates, the Aggressive Trial Lawyers warns of a recall pertaining to Jennie-O Turkey.

U.S. Department of Agriculture's Food Safety and Inspection Service in conjunction with Jennie-O Turkey is recalling 55,000 pounds of frozen, raw turkey burgers distributed exclusively at Sam’s Club stores nationwide.  According to the recall, the meat may be contaminated with salmonella linked to illnesses of 12-13 people, including one person in Ohio who reported eating the turkey burgers.

If you or your loved one has any Jennie-O Turkey Store^® All Natural Lean White Meat Turkey Burgers from Sam’s Club stores with a USE BY date of  DEC 23  2011, you should not consume it.  Instead you should return this product to a Sam’s Club store for a full refund.

The attorneys at Schlyer & Associates represent people injured in car crashes, truck accidents, motorcycle accidents, slip and falls, medical malpractice, workers compensation, product liability, negligence claims and other injury cases.  The lawyers routinely practice in Lake County and Porter County, Indiana and in the Greater Chicago, Illinois area.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer to discuss whether you are entitled to receive a recovery for your injuries.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Northwest Indiana personal injury law firm, Schlyer & Associates, Aggressive Trial Lawyers ,warns Trader Joe's has recalled one of its famous frozen pizzas.

Trader Joe's has recalled its 10-oz. packages of "TRADER JOE'S PIZZA AL POLLO ASADO" frozen pizzas.  The pizzas were made on various dates between Jan. 27, 2011 and March 27, 2011 and shipped to Trader Joe's stores nationwide.

According to the recall, the pizzas are recalled because they contain wheat and wheat is not declared on the pizza's label.  Wheat is a known allergen.

If you or a loved one has any of the recalled pizzas in your home, you should contact Trader Joe's customer relations at (626) 599-3817.

The attorneys at Schlyer & Associates represent people injured in car accidents, truck accidents, motorcycle accidents, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County andPorter County, Indiana and in the Greater Chicago, Illinois area.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer to discuss whether you are entitled to receive a recovery for your injuries.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop

Posted by Attorney David R. Novak

What Bankruptcy Can and Cannot Do For You.

I am an attorney at Schlyer & Associates in Merrillville Indiana and help people file for bankruptcy relief in Lake County and Porter County, Indiana.  We are a debt relief agency.  There are some very real benefits to filing for Bankruptcy relief under Chapter 7 or Chapter 13 of the bankruptcy code.

However, there are also drawbacks to filing bankruptcy.  Let’s talk about bankruptcy like it was a Clint Eastwood movie:   the good, the bad and the ugly.

The Good. Bankruptcy can eliminate most debts and make it so that you do not have to pay them.  Some debt you just cannot get rid of, mostly debts owed to the government and debts relating to family law.  However, in a Chapter 7 bankruptcy, most debt is discharged, such as medical bills, credit cards and pay day loans.  In a Chapter 13, debt is paid through a repayment plan proposed by you and debt not paid in full is discharged at the end.  Bankruptcy will stop all creditor harassment, telephone calls, collection, lawsuits, garnishments, foreclosures and other actions by creditors.  In some instances in a Chapter 13 bankruptcy, interest rate on car loans can be lowered, allowing you to pay back less than what is owed on your vehicle.  Bankruptcy can help eliminate stress over past due or old debts.

The Bad. Bankruptcy is not something most people enter into lightly.  It is very emotional for some, stressful and embarrassing for others.  Some people feel like is a failure to have to file for bankruptcy relief.  Some people feel guilty for not paying their debts.  Bankruptcy is damaging to your credit.  Do not let anybody tell you different.  Bankruptcy stays on your credit report for up to seven years.  Bankruptcy does not wipe out the debt listed on your credit reports.  Bankruptcy can cause you to have to pay a higher interest rate for loans long after your bankruptcy is over.  A collection or lawsuit on your credit will cause these same “bad” things as well.

The Ugly? Well, we are not scary here at Schlyer & Associates, located in Northwest Indiana, so I am not sure where the ugly fits in to this blog, except it relates to the good and the bad.

The lawyers at Schlyer & Associates can help you file Chapter 7 and Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 bankruptcy if you live in the Lake County or Porter County communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Valparaiso, Hebron, Chesterton, Dune Acres, Kouts, Odgen Dunes, Town of Pines, Portage, Beverly Shores, Porter, Wheeler or South Haven.

If you need to file bankruptcy, please feel free to contact Schlyer & Associates today at (219) 757-0225 and schedule an appointment with one of our lawyers.

Our main office is located at 200 West 80th Place, Merrillville, Indiana   46410.  We are located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Bankruptcy Attorney Jennifer Eversole

Schlyer & Associates, a Merrillville, Indiana personal injury law firm, warns of a recall of 4.8 million Lasko box fans due to a fire hazard.

The recall was announced by the U.S. Consumer Product Safety Commission, due to an electrical failure in the fan's motor poses a fire hazard to consumers.

The recalled box fans were sold by various large merchandisers nationwide from July 2002 through December 2005 for between $12 and $25.  If you or a loved one has a recalled box fan, you should immediately stop using the fans and contact Lasko to receive a free fused plug safety adapter at (877) 445-1314.

The attorneys at Schlyer & Associates represent people injured in car crashes, truck accidents, slip and falls, medical malpractice, workers compensation, product liability, claims of negligence and other injury cases.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer.

The attorneys at Schlyer & Associates routinely represents clients in Lake County & Porter County, throughout Northwest Indiana, as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

We are conveniently located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David Novak

The Northwest Indiana personal injury law firm Schlyer & Associates, warns of a re-announcement of a 2008 recall of drop-side cribs.

The U.S. Consumer Product Safety Commission with Delta Enterprise Corp.,  have re-announced a recall of 985,000 drop-side cribs due to another infant death.

The recall notice warns missing safety pegs can create a situation where the crib's drop-side rail disengages from the track. This can create a hazardous space in which an infant can become entrapped and suffocate.

This re-announcement pertains to cribs that were sold at major retail stores including Kmart, Target and Walmart between January 1995 and September 2007 for about $100.

If you or a loved one has a recalled crib in your home, you are urged to immediately stop using cribs that are missing a safety peg on either leg of the drop side and contact Delta to receive a free, easy-to-install repair kit. Call Delta toll-free at (800) 816-5304 anytime or visit the firm's website at www.cribrecallcenter.com to order the free repair kit.

The recall notice urges parents and other caregivers to find a safe, alternative sleep environment for their child until the repair kit, with new safety pegs, is safely installed on the recalled cribs.

The attorneys at Schlyer & Associates represent people injured in car accidents, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County, Porter County, Indiana and in the Greater Chicago area.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from the Merrillville Post Office.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Lake County, Indiana personal injury law firm Schlyer & Associates, warns of a recall issued by the Scotch Corporation in conjunction with the U.S. Consumer Product Safety Commission.

According to the notice, nearly 75,000 containers of Instant Power® Toilet Bowl Restorer™ are recalled.   Scotch warns the contents can leak from the cap when the bottle is turned on its side. When this happens, the cleaner can come into contact with consumers and property, posing a risk of chemical burns and irritation to the skin and eyes.

The Instant Power® Toilet Bowl Restorer™ was sold at Menards, True Value Hardware, Ace Hardware, GEBO's and other retail stores nationwide between February 2009 and January 2010 for about $5.

If you or a loved one has Instant Power® Toilet Bowl Restorer™ in your home, you should immediately stop using the recalled Toilet Bowl Restorer and contact Scotch at (800) 613-4242 for disposal instructions and a full refund.

The attorneys at Schlyer & Associates help its clients get compensation for injuries from car crashes, car accidents, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County and Porter County, Indiana and in the Greater Chicago, Illinois area.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

I am a bankruptcy attorney at Schlyer & Associates in Northwest Indiana.  I help people file an Affordable Bankruptcy in Lake County and Porter County, Indiana. I enjoy filing bankruptcy for my clients, especially when there are credit cards involved.

Don’t get me wrong, there is nothing wrong with having and using credit cards - I have credit cards.  What I find disturbing is credit card companies charging you $35.00 late fees, interest, and then when you go over your limit because of their additional charges, they add over the limit fees.

Then when your payment is five days late, the fun begins: telephone calls from these very creditors who cannot seem to understand why you cannot pay your bill or make a $100.00 over the phone payment!

Those crummy creditors don’t care that you lost your job, you have suffered an illness or an injury or that you simply do not have the money they demand.  Even if you explain it, they will call back in an hour to have you explain it again.

I get so frustrated with creditors because I believe their collection tactics usually run people straight to me!

Once you come to see the attorneys at Schlyer & Associates and we figure out the best way to help you, the next thing those crummy creditors will get from you will be a bankruptcy notice, because you filed an Affordable Bankruptcy.

When you file for bankruptcy relief, the Bankruptcy Court in the Northern District of Indiana, Hammond Division, will issue an Automatic Stay on your behalf.  An Automatic Stay is a magic piece of paper, it is your shield, your protection from creditors.  Once your creditors receive an Automatic Stay, they have to stop all collection activity immediately.

What does that mean to you?  It means no more phone calls, no more letters, no more bills and no more harassment. If they are garnishing your wages, it will stop immediately. If they have filed a lawsuit, it will be put on hold and stopped.  You can hold your shield up to all creditors and they will be stopped in their tracks.

At Schlyer & Associates, we have free in office face to face meetings to help you understand the bankruptcy process and to help you navigate this path.  Let us give you the shield you need to keep creditors from harassing you.  Let us help you file an Affordable Bankruptcy.

If you live in the Lake County or Porter County communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Portage, Valparaiso, Chesterton, Burns Harbor, Porter, Hebron, Pines, South Haven, Westville, Ogden Dunes, Beverly Shores we can help you file an Affordable Bankruptcy.

If you believe you need to talk to a bankruptcy lawyer, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free consultation.  Our office address is 200 West 80th Place, Merrillville, Indiana   46410.

We are conveniently located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Let us help you file an Affordable Bankruptcy.

Next - Bankruptcy Drawbacks

Posted by Bankruptcy Attorney Jennifer Eversole

Northwest Indiana Law Firm Warns of Backpack Gas Blower Recall

The Merrilville, Indiana personal injury law firm, Schlyer & Associates warns of the recall of backpack gas blowers due to a fire hazard.

The U.S. Consumer Product Safety Commission along with importer Maruyama U.S. Inc. announced the recall of about 18,000 blowers.

According to the recall notice, the gasoline tank can split and leak fuel, posing a fire hazard to users of the blower.

If you or a loved one has a recalled blower, you should immediately stop using the blower and return them to the nearest dealer for a free replacement fuel tank.  Owners can also contact Maruyama toll-free at (866) 783-7400 for assistance.

Over the years, Schlyer & Associates has represented people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The law firm also assists individuals file Chapter 7 and Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

Schlyer & Associates represents injured people in many Northwest Indiana communities, including East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Valparaiso, Hebron, Chesterton, Dune Acres, Kouts, Odgen Dunes, Town of Pines, Portage, Beverly Shores, Porter, Wheeler, South Haven as well as in Calumet City, Lansing, Chicago, Burnham and many other communities in Illinois.

Our main office is located at 200 West 80th Place, Merrillville, Indiana   46410.

Merrillville Indiana Based Personal Injury Lawyers Warn of Recall

Personal Injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, warn of a pogo stick recall.

About 169,000 pogo sticks, distributed by Bravo Sports are recalled, according to the notice posted by the U.S. Consumer Product Safety Commission.

According to the recall notice, the bottom of the pogo stick's frame tube can break or come apart and a pin holding the spring in place can break, posing laceration and fall hazards to consumers.

The recall involves the Rocket Stick Pogo, Pop Stick Pogo, Monster Stick Pogo and Twin Stick Pogo, according to the recall notice.  The pogo sticks were sold at various stores nationwide and online by Web retailers from May 2010 through March 2011 for between $25 and $40.

If you or a loved one has a recalled pogo stick, you should immediately stop using the pogo stick and contact Bravo to receive a full refund at (877) 992-9905.

The attorneys at Schlyer & Associates represent people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County andPorter County, Indiana and in the Greater Chicago, Illinois area.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Over 18,000 2011 Honda Civics Recalled Merrillville Attorney Advises

The U.S. National Highway Traffic Safety Administration with Honda Motors has recalled over 18,000 model year 2011 Honda Civic cars due to the possibility that fuel will leak in a roll-over crash according to the recall notice.

"If a vehicle is involved in a roll-over crash, a cracked roll-over valve may allow fuel leakage from the gasoline tank into the evaporative emissions canister," Honda said in a statement.

According to the recall notice, a fuel leakage, in the presence of a ignition source, could result in a fire and injuries.

The recall is expected to begin on or before April 11, 2011, with dealers inspecting the fuel pump module and if necessary, replacing the module.

In Northwest Indiana, dealers can contact local dealer, Team Honda, on U.S. 30 in Hobart, Indiana for assistance.

The attorneys at Schlyer & Associates represent people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

We are conveniently located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Lawyer Donald Schlyer Speaks to Professional Women's Group

Attorney Donald Schlyer, a trial attorney located in Northwest Indiana spoke at the Indiana Federation of Business and Professional Women’s (INFBPW) dinner held at Ciao Bella in Schererville, Indiana.

Mr. Schlyer, of Schlyer & Associates, Aggressive Trial Lawyers, practices in Northwest Indiana and Illinois helping people, who were injured in car crashes, accidents, slip and falls, workers compensation, product liability, medical malpractice and other personal injury matters for more than two decades.

During the dinner, Mr. Schlyer discussed the importance of appropriate insurance coverage, particularly where the uninsured and underinsured motorist coverage is concerned.  Attorney Schlyer also explained some general rules to keep in mind if one is involved in a motor vehicle accident.

For example, Mr. Schlyer recommended to the attendees, after a collision, you should:

- Make sure your vehicle is stopped and turn off the engine.

- Stay calm.

- Check to see if your passengers (if any) are injured.

- Check to see if the other driver is injured.

- Make sure the police are called.

- Check to see if there are any witnesses.  If there are witnesses, ask for them to stay or get their names, addresses and phone numbers.

- Take pictures of your vehicle, the other vehicle(s), the other driver(s), the area, your injuries.

- Wait for the police and tell the police what happened -- be truthful.

- Do not admit fault.

- Receive medical assistance, if you are injured.

Mr. Schlyer offered each of the attendees a free consultation at his Merrillville, Indiana law firm should they ever need legal help after an accident.

The attorneys at Schlyer & Associates routinely practice in Lake County, Porter County, Indiana and in the Greater Chicago, Illinois area.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.

Northwest Indiana Bankruptcy Attorney Discusses Basics for Filing an Affordable Bankruptcy

I am a bankruptcy attorney at Schlyer & Associates, a law firm in Merrillville, Indiana.   We help people file bankruptcy in Lake County and Porter County, Indiana.

I was thinking about what it would be like to be a non-lawyer.  Don’t get me wrong, I love my job and I love helping people file for bankruptcy.  I love having the immediate satisfaction of stopping creditor harassment and collection phone calls. I love stopping wage garnishments and halting foreclosure actions.

I believe sometimes, us so called “professionals” need to take a step back and walk a mile in the other shoe. I know a lot about bankruptcy and sometimes I forget that my client, while nervous, scared or even embarrassed, knows very little about the process of filing for bankruptcy.  It made me think, everyone should have some basic knowledge about bankruptcy and through a series of blogs, I want to share what I know.

Chapter 7 Bankruptcy

There are two basic types of bankruptcy available for people (not corporations).  A Chapter 7 is a liquidation of all unsecured debt with the option of retaining or returning secured property. That sounds very impressive and lawyer-like doesn’t it?  To say it another way, in a Chapter 7 you list all the debt you owe and you can keep the debt you decide to pay for, like a house or a car.  The other debts, like credit cards, medical bills, signature loans, payday loans and mail order things, are discharged (or forgiven)  and you would never have to pay those debts. If you decide you cannot afford to keep your house or a car, you have the option of giving the property back and owing that creditor nothing.

Chapter 13 Bankruptcy

A Chapter 13 is a reorganization of debt, a lot like credit counseling without the late fees, interest and collections.  In a Chapter 13 we put together a budget based on your net income and your everyday routine living expenses (not including your debts, mortgage or car payments).  This formula gives us an excess amount of income available for repayment of your debts.  Once we agree this figure is accurate, we file your bankruptcy and that amount is paid to a trustee on a monthly basis and he pays your debts for you.  He will focus first on secured debts, like a mortgage and cars. If he has money left over he will then make a distribution to your unsecured creditors.  While you bankruptcy is pending creditors cannot attempt to collect the debt.  At the end of your Chapter 13, your unsecured debts would be discharged and you would go back to making your mortgage payment.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file bankruptcy.  Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Portage, Valparaiso, Chesterton, Burns Harbor, Porter, Hebron, Pines, South Haven, Westville, Ogden Dunes, Beverly Shores we can help you file bankruptcy.

Please call our office today at (219) 757-0225 to schedule a free consultation with a affordable bankruptcy attorney.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Next: Those crummy creditors!

Posted by Attorney Jennifer Eversole

Infant Slippers Sold Exclusively at Walgreens Recalled Due to Choking Risk

The Northwest Indiana law firm Schlyer & Associates warns parents of a recall issued by the U.S. Consumer Product Safety Commission regarding holiday rattle baby slippers.

About 57,000 slippers are recalled since internal stuffing and the rattle inside the slippers decorative figures can be pulled out, posing a choking hazard to young children, according to the recall notice.

According to the notice, the recalled slippers are decorated with stuffed fabric figures including snowmen, Santa, reindeer, and penguins, and have decorative rattles inside the slippers that sound like bells when shaken.

If you or a loved one has any of the recalled slippers, you should immediately stop using the slippers and return them to any Walgreen location for a full refund.

The attorneys at Schlyer & Associates represent people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County andPorter County, Indiana and in the Greater Chicago, Illinois area.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Fire and Fall Hazard - Wall Mounted Fireplaces Recalled

The Lake County, Indiana law firm, Schlyer & Associates warns, wall mounted fireplaces imported by Southern Enterprises Inc. (SEI) of Coppell, Texas have been recalled.

According to the recall notice published by U.S. Consumer Product Safety Commission, Colin Cowie Gel-Fuel Wood Fireplaces are recalled since heat from the operating unit causes the plastic mounting screws to deform causing the unit to fall from the wall, posing a fall and fire hazard.

The fireplaces were sold by the Home Shopping Network between October and November 2010 for about $250.  If you have a recalled wall mounted fireplace, you should immediately stop using the wall mounted fireplace and call SEI for a corrective retro fit kit that will be sent free of charge at (877) 858-4959.

The attorneys at Schlyer & Associates, Donald Schlyer, David Novak, Jennifer Eversole, regularly represent injured individuals who reside in Portage, Valparaiso, Chesterton, Burns Harbor, Porter, Hebron, Pines, South Haven, Westville, Ogden Dunes, Beverly Shores in Porter County, Indiana.

If you believe you have a personal injury claim, please fee free to contact Schlyer & Associates at (219) 757-0225 to schedule a free consultation with one of our attorneys.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.

Fire & Burn Hazard From Fuel Leak on Dirt Bikes - Recall Issued

Dirt Bikes imported by Baja, Inc. have been recalled according to a notice published by the U.S. Consumer Product Safety Commission.  The dirt bikes were sold by  Pep Boys stores nationwide from December 2010 through January 2011 for between $550 and $650.

According to the recall notice, fuel can leak from the fuel tank, posing a fire and burn hazard to consumers.

If you or a loved one has a dirt bike affected by the recall, you should immediately stop using the dirt bikes and contact Baja Motorsports to schedule a free repair at (888) 863-2252.

The attorneys at Schlyer & Associates represent people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases.  The lawyers routinely practice in Lake County, Porter County, Indiana and in the Greater Chicago area.

If you believe you have a case, please call our office today at (219) 757-0225 to schedule a free consultation with an Aggressive Trial Lawyer.

Time Change This Weekend in Northwest Indiana & Chicagoland

The Merrillville Indiana law firm of Schlyer & Associates reminds you to change your clocks this weekend.

Do not forget to spring ahead and set your clocks ahead one hour this weekend.  Many people move their clocks ahead before they go to bed during the evening on Saturday, March 12.  If you change your clocks before you go to bed, when you awake on Sunday, March 13, your clocks will show the correct time.

Schlyer & Associates file Chapter 7 & Chapter 13 bankruptcies for people who live in Lake County and Porter County, Indiana.  Schlyer & Associates proudly represents people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases in Indiana and Illinois. Please call us today to schedule a free consultation with one of our attorneys.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Schlyer & Associates - Aggressive Trial Lawyers

We can help you file an Affordable Bankruptcy in Northwest Indiana.

At Schlyer & Associates, a law firm in Merrillville, Lake County, Indiana, we help people file for bankruptcy.  I meet with people everyday who are embarrassed, uncomfortable or feel that they are doing something bad.  It made me start thinking about bankruptcy and who has filed for bankruptcy.

You might be surprised at some of the famous people who filed for bankruptcy. Everyone knows Donald Trump, but did you know Elton John, Burt Reynold, Debbie Reynolds, Mick Fleetwood and Francis Ford Coppola filed bankruptcy?

Would it surprise you to learn that Abraham Lincoln, Thomas Jefferson, Ulysses S. Grant, Milton Hershey and Henry Heinz all filed bankruptcy as well?

Filing for bankruptcy, either Chapter 7 or Chapter 13, is a very personal and difficult decision.  Contrary to what the media (and Congress) would have you believe, most people do not enter into that decision lightly.

At Schlyer & Associates, we practice exclusively in Northwest Indiana, Lake and Porter Counties (only) and we understand the difficulty in making such a decision.

If you live in the communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Lakes of the Four Seasons, Schneider, Shelby,  Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Portage, Valparaiso, Chesterton, Burns Harbor, Porter, Hebron, Pines, South Haven, Westville, Ogden Dunes, Beverly Shores we can help you file an Affordable Bankruptcy.

We are here to help you navigate this difficult path.

Something else to consider if you need bankruptcy relief or you know someone who is struggling, approximately 1.4 million people filed for bankruptcy in 2009.

These are people who have all struggled financially and have had to make this difficult decision.  Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

Please call our office today at (219) 757-0225 to schedule a free consultation with a bankruptcy attorney.

We are conveniently located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Peanut Butter Recall Issued - Skippy Peanut Butter Affected Warns Attorneys

The Northwest Indiana personal injury law firm, Schlyer & Associates, warns Unilever has issued a recall due to possible salmonella contamination.

According to the recall issued by the FDA, 16.3 ounce containers of Skippy Reduced Fat Creamy Peanut Butter Spread and Skippy Reduced Fat Super Chunk Peanut Butter Spread are affected.

The peanut butter was sold in Arkansas, Connecticut, Delaware, Illinois, Iowa, Maine, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Pennsylvania, Virginia and Wisconsin.

Please immediately check your Skippy Peanut Butter to determine if your container is affected by the recall.

Schlyer & Associates represents injured people.  Get the aggressive representation you deserve.  Get the compensation you are entitled to.  We are the Aggressive Trial Lawyers.

Schlyer & Associates proudly represents people injured in car crashes, slip and falls, medical malpractice, workers compensation, product liability and other injury cases. Please call us today to schedule a free consultation with one of our attorneys.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.

Posted by Attorney David Novak

Is it time for me to file bankruptcy?

At Schlyer & Associates, a law firm in Merrillville, ndiana, we aim to help you in your financial difficulties by helping you file an Affordable Bankruptcy.

Here are a few questions to ask yourself to see if it is time for you to call Schlyer & Associates for a free bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and goods to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

If your answer to the above questions are yes, bankruptcy may be an option for you.

Call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free consultation with one of our attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

We file Chapter 7 & Chapter 13 bankruptcies for people who live in Lake County and Porter County, Indiana.  We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is across the street from Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Let us help you feel financially healthy again!