Are you in debt?  Tired of receiving telephone calls from bill collectors?  Want to stop the debt collectors in their tracks?  You may need to file bankruptcy.  Only have $100?  With $100 you can start your journey to a new beginning.

With $100 down, you can begin the journey to discharging your debts.  It doesn't matter if you need to file a Chapter 7 or Chapter 13 bankruptcy.  We can help you receive debt relief.

You can start your Affordable Bankruptcy with $100 and once you file your bankruptcy, you will stop receiving bill collector calls, stop garnishments, stop receiving collection notices in the mail and begin the process becoming debt free.

You can declare bankruptcy with only $100 down.  Call the Merrillville bankruptcy law firm of Schlyer & Associates today to file your Affordable Bankruptcy at (219) 757-0225.

Start 2012 with the resolution to become debt free by filing an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting with an Affordable Bankruptcy lawyer.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of 92,000 Sportspower BouncePro 14' Trampolines sold at WalMart stores.

Photograph from the recall notice.

According to the recall notice, the netting surrounding these trampolines can break, allowing children to fall through the netting and be injured.  Apparently, Sportspower has received 17 reports of the net breaking, resulting in 11 injuries including broken bones, back and neck injuries, and contusions.

The recalled trampolines were sold only at Walmart stores nationwide from February 2009 through February 2012 for about $275.

If you have one of the recalled trampolines, you should stop using the trampolines immediately and contact Sportspower at (888) 965-0565 to receive replacement black netting for the trampoline.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, represent people injured in car / truck crashes and accidents as well as other personal injury cases.  The law firm is located in Northwest Indiana, in Merrillville.  If necessary, law suits are brought against those people and entities that are responsible for your injuries.

If you were injured in an accident and it was not your fault, please feel free to call Schlyer & Associates at (219) 757-0225 to schedule a free meeting with one of our personal injury lawyers.

Here are some of the typical questions we are asked by our potential clients after they are injured.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, train crashes, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

We can help you stop drowning in your debt and stop the debt collection calls.  We can help you receive the debt relief you need and want.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

With $100, you can start your Affordable Bankruptcy and begin your new financial life.

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Have too many medical bills to pay?

Are you unable to make payments to your creditors?

Getting payday loans or borrowing from family and friends?

Do you receive many telephone calls from collection agencies or debt collectors?

Are you borrowing from any retirement funds to pay debts?

Do you avoid answering the phone, to avoid collection calls?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcymeeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting with a bankruptcy lawyer.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 264,000 sippy cups sold at Target.

According to the recall notice, the Target Home Bunny Sippy Cup is being recall since the ear on the bunny sippy cup can poke a child in the eye area while using the cup for drinking, posing an injury hazard.

Photograph from the recall notice.

According to the notice, the recall involves two styles of Target Home Bunny Sippy Cups. The cups come with handles on both sides in pink and blue, female and male. Each contains a corresponding white bunny head screw-on lid and one bent ear and one straight ear. The cups can be identified by imprints on the bottom: "TARGET 200020683" for pink and "TARGET 200020884" for the blue.

The recalled cups were sold only at Target stores nationwide from February 2012 through April 5, 2012 for $3.

If you have any of the recalled cups sold at Target, you should immediately stop using the recalled sippy cups and return them to any Target store for a full refund or contact Target at (800) 440-0680.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, represent people injured in car / truck crashes and accidents as well as other personal injury cases.  The law firm is located in Northwest Indiana, in Merrillville.  If necessary, law suits are brought against those people and entities that are responsible for your injuries.

If you were injured in an accident and it was not your fault, please feel free to call Schlyer & Associates at (219) 757-0225 to schedule a free meeting with one of our personal injury lawyers.

Here are some of the typical questions we are asked by our potential clients after they are injured.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 17,000 GT, Giant and Trek Bicycles with SR Suntour Suspension Forks.

According to the recall notice, the suspension fork's internal support tubes can break and cause the rider to lose control, fall and crash.  This recall involves the following GT, Giant and Trek bicycles with SR Suntour suspension forks. "SR Suntour" and the date code are printed on the back of the fork crown.

The recalled bikes were sold at various specialty bicycle stores nationwide from April 2011 through March 2012 for between $400 and $600.

If you have one of the recalled GT, Giant or Trek bikes, you should stop using bicycles with these forks immediately and return the bicycles to any authorized GT, Giant or Trek dealer for a free repair.  You can also contact SR Suntour toll-free at (855) 205-2453 for more information.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Want to Stop your Debts?  Do you need to file bankruptcy?  Only have $100?

With $100 down, you can begin the journey to discharging your debts.  Stop your debts cold.   It doesn't matter if you need to file a Chapter 7 or Chapter 13 bankruptcy.  We can help you receive debt relief.

You can start your Affordable Bankruptcy with $100 and once you file your bankruptcy, you will stop receiving bill collector calls, stop garnishments, stop receiving collection notices in the mail and begin the process becoming debt free.

You can declare bankruptcy with only $100 down.  Call the Merrillville bankruptcy law firm of Schlyer & Associates today to file your Affordable Bankruptcy at (219) 757-0225.

Start 2012 with the resolution to become debt free by filing an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting with an Affordable Bankruptcy lawyer.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Indiana personal injury law firm, Schlyer & Associates, Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 7,000 imported by Westinghouse Lighting Corp., of Philadelphia, Pa.

According to the recall notice, the two 60-watt light bulbs included with the ceiling fans exceed the fan’s maximum wattage, which can cause the ceiling fans to overheat or fail. This poses fire and shock hazards to consumers.  Ceiling fans with 24, 30 and 42-inch diameter blades are included in this recall. “Westinghouse” is printed on the fan’s ceiling canopy.

The recalled fans were sold at various home improvement and hardware stores, home centers and electrical product suppliers nationwide and online at www.amazon.com from January 2011 through January 2012 for between $135 and $150.

If you have one of the recalled fans, you should immediately stop using the recalled ceiling fans and contact Westinghouse Lighting at (888) 417-6222 for two free replacement 40-watt light bulbs.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcymeeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm of Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission, of 50,500 Lenovo ThinkCentre M70z and M90z desktop computers since a defect in an internal component in the power supply can overheat and pose a fire hazard.

Photograph from the recall notice.

According to the recall notice, the recalled all-in-one desktop computers, or PCs, are flat-panel monitors with the PC integrated into the monitor housing itself. The power supplies are also inside the monitor or PC housing. The computer chassis has a matte black finish with the brand name "ThinkCentre" in the lower left hand corner of the monitor front. The recalled desktop model numbers are M90z and M70z along with the serial number and manufacturing date code can be found on a label on the underside of the unit.  Only certain of the M70z and M90z computers built in this time frame are affected. Consumers will need to check the serial number on their computer with Lenovo to determine if it is subject to this recall.

The recalled computers were sold online at Lenovo’s websites, by telephone and direct sales through Lenovo authorized distributors nationwide from May 2010 through January 2012 for about $500 for the M70z model and $800 for the M90z model.

If you have one of the recalled computers, you should immediately stop using the computer, unplug the power supply and contact Lenovo toll-free at (855)248-2194to determine if your computer is included in the recall and to schedule an appointment for a free replacement of the power supply.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Do not forget to adjust your clocks this weekend.  Most of us will simply adjust our clocks before we go to sleep on Saturday night.

A reminder from Schlyer & Associates, the Aggressive Trial Lawyers in Merrillville, Indiana.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Our former client, Dr. Promila Mehta Paul is still missing and her family is offering rewards for information.  The Highland and Munster, Indiana police departments need your help to locate her and information leading to the arrest and conviction of the person(s) who are responsible for her death.

As we have noted before, we were Dr. Mehta's personal injury lawyers previously.  She was involved in two separate car crashes, including one crash with her ex-husband, Dr. Shashi Damon Paul.  Dr. Paul is a pediatrician with an office in Munster, Indiana.

The various Northwest Indiana newspapers The Times and the Post Tribune have published stories about the reward offered for Dr. Mehta.   The Chicago Tribune has also published a story today about the reward offered.  Please feel free to search their websites for more information about her disappearance.

However, lately, there has been little news reported about her situation.  Someone knows information that may help the police locate her.  The police need your help.

Dr. Mehta lived in Munster, Indiana and her office was located in Highland, Indiana.  She was an ophthalmologist who has practiced in the area for many many years.

We at Schlyer & Associates hope the Highland and Munster police departments all the best in their search for Dr. Mehta.  We hope she is found alive and well.  We hope nothing ill-toward has happened to her.

Police are looking for her missing light-colored Toyota RAV-4 that may have Indiana license plate DW2031 or California plate 6LHZ319.

If you have any information which may lead to the whereabouts of Dr. Mehta or have any information which you believe may be helpful to the investigation, you should immediately contact Highland Police Commander George Georgeff at 838-3181 or Munster Police Sgt. Steven Kovacik at 836-6600.

Our law office is located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office phone number is (219) 757-0225.  We will direct any information we receive to the proper authorities.

Posted by Schlyer & Associates, P.C.

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Yes.  An Affordable Bankruptcy does exist at Schlyer & Associates.  We can help you declare an Affordable Bankruptcy.  With $100, you can begin the process to re-start your financial life.

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Merrillville personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 31,000 Tumblekins Toys.

According to the recall notice, certain toys can break into small pieces with sharp points, posing choking and lacerations hazards to children.  The recalled toys were imported by International Playthings LLC, of Parsippany, New Jersey.

Photograph from the recall notice.  Photographs of additional toys subject to the recall can be found on the recall notice.

The recalled toys were sold at various juvenile product stores, mass merchandisers and other stores nationwide and on various websites from March 2011 through December 2011 for between $14 and $35.

If you have any of the recalled toys, you should take the recalled toys away from children immediately and contact International Playthings at (800) 445-8347 to receive a free replacement toy.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers is warning of a recall issued by the U.S. Consumer Product Safety Commission of 7,000 packs of Super Luchamania Action Figures.

According to the recall notice, the surface paints on the action figures contain excessive levels of lead which is prohibited under federal law.

Photograph from the recall notice.

The recalled toys were sold at various Mexican specialty craft stores nationwide from June 2000 through October 2011 for between $12 and $14 per pack.

If you have any of the recalled toys, you should immediately take the recalled action figures away from children and should call Lee Carter Co. collect at (415) 824-2004 for a full refund or credit towards a replacement product.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, offers a few tips to keep your car in good working condition this winter season.

Clean Your Car

When the temperatures are warm enough, make time to wash your vehicle.  It washes the salt off of the body of your car and cleans your windows, allowing you to see better while driving.

Don't forget to check under the hood.  Little critters / animals may want to make a home in your warm engine compartment.

Check Your Tires

So-called "all-season" tires have been on the market for decades. Coupled with front-wheel-drive and anti-skid systems, they have allowed many folks to avoid mounting a true snow tire for the winter months. But watch out for low-profile / wide tires - they tend not work well in the snow.

Check Your Wipers

Wiper blades tend to last about a year.   Also, a simple trick.  If snow or ice is in the forecast, pop up the wipers so they're not touching the windshield. This little trick will make it easier to scrape your windshield and reduce the chance that you burn out the wiper motor by having them turn on while the blades are frozen in place.

How Is Your Battery?

Winter puts more stress on your battery, particularly if you park your car outdoors.

Avoid the sinking feeling of hearing nothing when you hit the ignition with a proactive check of your battery and charging system now. Repair shops don't usually charge very much to load-test your battery, and some car-parts stores will do it for free.

If you find out your battery's going south, you can replace it at your convenience, instead of being at the mercy of whomever your dead car’s been towed to. Note that some big-box stores such as Costco offer a good price on batteries for those of you willing to change one yourself (not usually all that hard, though batteries are heavy.)

Check Under Your Vehicle

To improve aerodynamics and save fuel, today’s cars are equipped with increasingly elaborate underbody panels and low-hanging air dams. 

These can be vulnerable to damage, and driving over a snowdrift in the winter could turn a small problem into a more expensive one.

So before the ground’s too chilly to lie on, take a look under the car, starting from the front, to see if there's anything loose flapping about. Maybe you can just pop it back into place. Maybe a zip tie will take care of it.I

Is Your Antifreeze Ready To Go?

If you’ve missed a service interval or have another reason to doubt your coolant, go ahead and have it "flushed and filled." Just make sure your mechanic uses a compatible coolant to refill your car. Some coolants, such as Prestone's Extended Life, work for any car.

If your car has moved to a much colder climate and you’re concerned that your coolant might not be up to the deep freeze, you can check its effectiveness with a simple, under-$10 tester from the car-parts store.

Tire Pressure - Is It Right?

Here are two good reasons to get down there with the gauge and unscrew the valve caps as the weather cools:

1) Tires lose a pound of pressure for every drop of 10 degrees Fahrenheit. 

2) An underinflated tire won't "bite" through snow down to the pavement as well as one at pressure. It's similar to hydroplaning on water — and just as dangerous.

Don’t forget to put the valve caps back on when you're done. Letting in moisture, which then freezes, could let the valve core leak out air.

Emergency Survival Kit (of Some Sort)

Everyone should have a space blanket in the car, tucked in the glove compartment or some other storage space in reach of the driver.

The most complete survival kit in the world won’t do a bit of good if you're upside down in a car you can’t get out of and the kit’s in the trunk.

The shiny space blanket's ability to keep you warm could be a lifesaver — and it takes up virtually no space and costs less than $10.

Next things we’d add:

• Whistle 
• Plastic bag for gathering snow for water
• Plumber's candle & lighter
• Single-edged razor blade (cut up your upholstery for insulation)
• Empty metal soup can (for melting snow with the candle)

You can — and perhaps should — keep going (some people suggest packing a wordy novel). The more rural and remote your roads, the more you’ll want.

Clean & Wax Your Headlights

Okay, we admit it's a little detail, but in winter’s gloom and short days, every last lumen you can squeeze out of your headlamps is going to improve your safety. 

Here's an easy two-minute drill: Make sure the headlamps are clean of dirt, rub car wax (any type will do) on the lamps, let it dry and buff it off. And then apply a second coat. For bonus points, do the taillights.

The slippery surface you leave behind will be less likely to build up an "icicle" coat when road slush refreezes on your car — and will make it easier to remove it if it does.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates

200 West 80th Place, Merrillville, Indiana (219) 757-0225

From klipinger.com / David Mulbaum

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates is located in Merrillville.  Schlyer & Associates can help you declare an Affordable Bankruptcy.

There are many bankruptcy myths about which can scare you from filing an Affordable Bankruptcy.  MSN recently posted an article about bankruptcy myths that we will share with you.  Should you have any questions about declaring an Affordable Bankruptcy after reading this article, please call us at (219) 757-0225 to set a free meeting with an Affordable Bankruptcy lawyer.

With a mind toward declawing the monster, here are a dozen misconceptions about filing or declaring bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the the U.S. Consumer Product Safety Commission of 900 Giant Defy Advanced and Avail Advanced Bicycles, imported by Giant Bicycle, Inc., of Newbury Park, California.

According to the recall notice, the fork can crack, posing a fall hazard to riders.  Giant Bicycle, Inc. warns the recall involves all 2012 model year men’s Giant Defy Advanced 0, 1 and 2 model bicycles and the women’s Giant Avail Advanced 0, 1, and 2 model bicycles. “Giant” and the model name are printed on the bicycle. The bicycles are various colors and sizes.

Photograph from the recall notice.

The recalled bikes were sold at authorized Giant Bicycle dealers nationwide from August 2011 through November 2011 for between $3,000 and $4,550.

If you have one of the recalled bicycles, you should immediately stop riding the recalled bicycles and contact any authorized Giant Bicycle dealer for a free inspection and replacement of the fork or contact Giant Bicycle toll-free at (866) 458-2555.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the Aggressive Trial Lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Aggressive Trial Lawyers, Schlyer & Associates, based in Merrillville, Indiana is warning of a recall issued by the U.S. Consumer Product Safety Commission of 43,700 Five-Light Floor Lamps sold by Big Lots stores.

According to the recall notice, the wiring for the lamp’s light sockets can become exposed, posing a risk of electric shock to consumers. In addition, use of the recommended standard 40 watt light bulbs can generate excessive heat, which can melt the double plastic shades over the bulbs.

Photograph from the recall notice.

The recalled lights were sold only at Big Lots stores nationwide from April 2010 through November 2011 for between $30 and $50.

If you own one of the recalled lights, you should immediately stop using the lamps and return them to a Big Lots store for a full refund or contact Big Lots toll-free at (866) 244-5687.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Now is the time to start preparing to file an Affordable Bankruptcy in 2012.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself now to see if it is time for you to call us for a free Affordable Bankruptcy consultation in 2012 and get real debt relief.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Did you over spend on Holiday gifts?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy in 2012. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcymeeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Do you need to file bankruptcy?  Only have $100?

With $100 down, you can begin the journey to discharging your debts.  It doesn't matter if you need to file a Chapter 7 or Chapter 13 bankruptcy.  We can help you receive debt relief.

You can start your Affordable Bankruptcy with $100 and once you file your bankruptcy, you will stop receiving bill collector calls, stop garnishments, stop receiving collection notices in the mail and begin the process becoming debt free.

You can declare bankruptcy with only $100 down.  Call the Merrillville bankruptcy law firm of Schlyer & Associates today to file your Affordable Bankruptcy at (219) 757-0225.

Start 2012 with the resolution to become debt free by filing an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting with an Affordable Bankruptcy lawyer.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Now is the time to start preparing to file an Affordable Bankruptcy in 2012.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself now to see if it is time for you to call us for a free Affordable Bankruptcy consultation in 2012 and get real debt relief.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Did you over spend on Holiday gifts?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy in 2012. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcymeeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

On tv show recently, the main character thought he needed to declare bankruptcy to get rid of his debts.  After much debate, he opened his office door and yelled to his entire office staff, "I DECLARE BANKRUPTCY."  The character immediately said, "Whew, that was easy, what a relief!"

Imagine if life were really that simple. While it is a little more involved than screaming, I declare bankruptcy, filing for bankruptcy relief is not as difficult as you might think.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The attorneys and staff at Schlyer & Associates wish you a very Happy Thanksgiving.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the Aggressive Trial Lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury and Affordable Bankruptcy law firm, Schlyer & Associates, participated in the Hobart Chamber of Commerce Business Expo.

The Hobart Chamber Business Expo was held at the Apple Orchard on County Line Road.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates based in Merrillville, Indiana is here to help you file bankruptcy.

There are many bankruptcy myths that scare many people.  MSN recently posted an article about bankruptcy myths that we will share with you?

With a mind toward declawing the monster, here are a dozen misconceptions about bankruptcy:

1. Everyone will know I've filed for bankruptcy. Unless you're a prominent person or a major corporation and the filing is picked up by the media, the chances are very good that the only people who will know about a filing are your creditors. While it's true that bankruptcy is a public legal proceeding, the number of people filing is so massive that very few publications have the space, manpower or inclination to run all of them, although some local newspapers do print the names of those who have filed in that community.

2. All debts are wiped out in Chapter 7 bankruptcy. You wish. Certain types of debts cannot be discharged, or erased. They include child support and alimony, student loans, restitution for a criminal act and debts incurred as the result of fraud.

3. I'll lose everything I have. This is the misconception that keeps people who really should file for bankruptcy from doing it, says Chris Viale, the chief operating officer of Cambridge Credit Counseling in Massachusetts.

"They think the government will sell everything they have and they'll have to start over in a cardboard box," Viale says.

While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your house, your car (up to a certain value), money in qualified retirement plans, household goods and clothing.

"For most people, they'll pass through a bankruptcy case and keep everything they have," says John Hargrave, a bankruptcy trustee in New Jersey. If you have a mortgage or a car loan, you can keep the property as long as you keep making payments (like the rest of us).

4. I'll never get credit again. Quite the contrary. It won't be long before you're getting credit card offers again. They'll just be from subprime lenders that will charge very high interest rates. "There are innumerable companies that will provide credit to you," says California bankruptcy attorney and trustee Howard Ehrenberg.

5. If you're married, both spouses have to file for bankruptcy. Not necessarily. "It's not uncommon for one spouse to have a significant amount of debt in their name only," Hargrave says. However, if spouses have debts they want to discharge that they're both liable for, they should file together. Otherwise, the creditor will simply demand payment for the entire amount from the spouse who didn't file.

6. It's really hard to file for bankruptcy. It's really not. Technically, you don't even need an attorney -- you can do the paperwork without one. However, going through the procedure alone is not recommended.

7. Only deadbeats file for bankruptcy. Most people file for bankruptcy after a life-changing experience, such as a divorce, the loss of a job or a serious illness. They've struggled to pay their bills for months and just keep falling further behind.

8. I don't want to include certain creditors in my filing because it's important to me to pay them back someday, and if the debt is discharged, I can't ever repay them. Bless you for even thinking about such a thing. You're no longer obligated to repay them, but you always have the opportunity. If your conscience won't let you sleep because you didn't pay your debts, there's nothing in the bankruptcy code that prevents you from doing that once you're back on your feet. But it is nearly impossible to leave any account with a balance out of your list of creditors. In general, all creditors receive notification of your bankruptcy filing, whether they are listed in the petition or not.

9. Filing for bankruptcy will improve my credit rating because all those debts will be gone. Filing for bankruptcy is the worst "negative" you can have on your credit report. Unlike other negatives, which stay on your report for seven years, bankruptcy can be there for 10 years, but you do get to rebuild your credit eventually.

10. You can't get rid of back taxes through bankruptcy. Generally speaking, this is true. However, there is such a thing as tax bankruptcy.

11. You can only file for bankruptcy once. The truth is, you can file for Chapter 7 bankruptcy only once every eight years, says Justin Harelik, Bankrate's bankruptcy adviser. For Chapter 13 reorganization, you can file more often than that.

Of course, that doesn't make it a good idea.

"Multiple bankruptcies are really bad," Rosenberg says. "Many people get into the habit of once they've done it, it becomes a way of life. This is not good for your karma." Or your credit rating.

12. I can max out all my credit cards, file for bankruptcy and never pay for the things I bought.That's called fraud, and bankruptcy judges can get really cranky about it.

Material from MSN Money.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

On tv show recently, the main character thought he needed to declare bankruptcy to get rid of his debts.  After much debate, he opened his office door and yelled to his entire office staff, "I DECLARE BANKRUPTCY."  The character immediately said, "Whew, that was easy, what a relief!"

Imagine if life were really that simple. While it is a little more involved than screaming, I declare bankruptcy, filing for bankruptcy relief is not as difficult as you might think.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Merrillville, Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers is warning Toyota is recalling about 420,000 vehicles.  According to Toyota, an engine issue may cause an unexpected increase in steering effort.

Several vehicles are affected by this recall: the 2004 Avalon; 2004-5 Camry, Highlander, Sienna and Solara; 2006 Highlander HV; 2004-5 Lexus ES 350 and RX 330; and the 2006 RX 400h hybrid.

A problem with the crankshaft pulley could allow the belt for the power-steering pump to come off of the pulley, causing “a sudden increase in steering effort," according to Toyota.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the Aggressive Trial Lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers is warning General Motors Co has recalled more than 38,000 Pontiac G8 vehicles, Reuters is reporting.

According to news reports, the 2008 & 2009 Pontiac G8 are being recalled in order to reprogram airbag modules for the front passenger seats.

According to a National Highway Traffic Safety Administration recall notice, the airbag modules for vehicles built for the 2008 and 2009 model years may not be in compliance with federal standards for head injury protection of some passengers.

GM reports the recall affects 38,444 Pontiac G8 models, which were manufactured in Australia and imported to the United States.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana based personal injury law firm, Schlyer & Associates, Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of 541,000 Under Armour UA Defender Chin Straps.

According to the recall notice, the metal snap that connects the chin strap to the helmet has sharp edges, posing a laceration hazard when the user’s metal snap comes into contact with another player.

Photograph from the recall notice.

This recall involves all UA Defender Chin Straps according to the recall notice. They were sold in the following colors: white and black, red, midnight, navy and royal and have a hard nylon shell, a padded chin area and a plastic strap with “Under Armour” printed on it. The chin straps have metal clasps that tighten the straps and attach them to the helmet.

The recalled straps were sold at various sporting goods stores and Under Armour outlet stores nationwide and at www.underarmour.com from January 2008 through September 2011 for about $20.

If you have one of the recalled straps, you should immediately stop using the recalled chin straps and contact Under Armour at (888) 823-0343 for a free replacement chin strap.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the Aggressive Trial Lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, offers a few tips to prepare your vehicle for the upcoming winter season.

Clean Your Car

Each fall, we rake our leaves, but do not forget to clean the leaves off of your car.  When yard products (leaves, twigs, etc) build up in areas of your car where water is supposed to flow out, you can get leaks or corrosion.

The base of your windshield is a classic spot where this can happen.

If you have a sunroof, open it up and poke around in there, too. Sunroofs have drains that flow water that sneaks past the seals down to the ground. Leaf gunk in there can make for wet headliners or worse.

Don't forget to check under the hood.  Little critters / animals may want to make a home in your warm engine compartment.  

Check Your Tires

So-called "all-season" tires have been on the market for decades. Coupled with front-wheel-drive and anti-skid systems, they have allowed many folks to avoid mounting a true snow tire for the winter months. But watch out for low-profile / wide tires - they tend not work well in the snow.

Check Your Wipers

Wiper blades tend to last about a year.   Also, a simple trick.  If snow or ice is in the forecast, pop up the wipers so they're not touching the windshield. This little trick will make it easier to scrape your windshield and reduce the chance that you burn out the wiper motor by having them turn on while the blades are frozen in place.

How Is Your Battery?

Winter puts more stress on your battery, particularly if you park your car outdoors.

Avoid the sinking feeling of hearing nothing when you hit the ignition with a proactive check of your battery and charging system now. Repair shops don't usually charge very much to load-test your battery, and some car-parts stores will do it for free.

If you find out your battery's going south, you can replace it at your convenience, instead of being at the mercy of whomever your dead car’s been towed to. Note that some big-box stores such as Costco offer a good price on batteries for those of you willing to change one yourself (not usually all that hard, though batteries are heavy.)

Check Under Your Vehicle

To improve aerodynamics and save fuel, today’s cars are equipped with increasingly elaborate underbody panels and low-hanging air dams. 

These can be vulnerable to damage, and driving over a snowdrift in the winter could turn a small problem into a more expensive one.

So before the ground’s too chilly to lie on, take a look under the car, starting from the front, to see if there's anything loose flapping about. Maybe you can just pop it back into place. Maybe a zip tie will take care of it.I

Is Your Antifreeze Ready To Go?

If you’ve missed a service interval or have another reason to doubt your coolant, go ahead and have it "flushed and filled." Just make sure your mechanic uses a compatible coolant to refill your car. Some coolants, such as Prestone's Extended Life, work for any car.

If your car has moved to a much colder climate and you’re concerned that your coolant might not be up to the deep freeze, you can check its effectiveness with a simple, under-$10 tester from the car-parts store.

Tire Pressure - Is It Right?

Here are two good reasons to get down there with the gauge and unscrew the valve caps as the weather cools:

1) Tires lose a pound of pressure for every drop of 10 degrees Fahrenheit. 

2) An underinflated tire won't "bite" through snow down to the pavement as well as one at pressure. It's similar to hydroplaning on water — and just as dangerous.

Don’t forget to put the valve caps back on when you're done. Letting in moisture, which then freezes, could let the valve core leak out air.

Emergency Survival Kit (of Some Sort)

Everyone should have a space blanket in the car, tucked in the glove compartment or some other storage space in reach of the driver.

The most complete survival kit in the world won’t do a bit of good if you're upside down in a car you can’t get out of and the kit’s in the trunk.

The shiny space blanket's ability to keep you warm could be a lifesaver — and it takes up virtually no space and costs less than $10.

Next things we’d add:

• Whistle 
• Plastic bag for gathering snow for water
• Plumber's candle & lighter
• Single-edged razor blade (cut up your upholstery for insulation)
• Empty metal soup can (for melting snow with the candle)

You can — and perhaps should — keep going (some people suggest packing a wordy novel). The more rural and remote your roads, the more you’ll want.

Clean & Wax Your Headlights

Okay, we admit it's a little detail, but in winter’s gloom and short days, every last lumen you can squeeze out of your headlamps is going to improve your safety. 

Here's an easy two-minute drill: Make sure the headlamps are clean of dirt, rub car wax (any type will do) on the lamps, let it dry and buff it off. And then apply a second coat. For bonus points, do the taillights.

The slippery surface you leave behind will be less likely to build up an "icicle" coat when road slush refreezes on your car — and will make it easier to remove it if it does.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates

200 West 80th Place, Merrillville, Indiana (219) 757-0225

From klipinger.com / David Mulbaum

Just a friendly reminder from Schlyer & Associates, the Aggressive Trial Lawyers, to set your clocks back one hour this weekend.

The best time to re-set your clocks is before you go to bed Saturday evening.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates

200 West 80th Place, Merrillville, Indiana (219) 757-0225

On tv show recently, the main character thought he needed to declare bankruptcy to get rid of his debts.  After much debate, he opened his office door and yelled to his entire office staff, "I DECLARE BANKRUPTCY."  The character immediately said, "Whew, that was easy, what a relief!"

Imagine if life were really that simple. While it is a little more involved than screaming, I declare bankruptcy, filing for bankruptcy relief is not as difficult as you might think.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury & Affordable Bankruptcy law firm, Schlyer & Associates, is warning of a recall issued by the U.S. Consumer Product Safety Commission of 375,000 Microfiber Glider Recliners with Ottomans and Leather Glider Recliners with Ottomans sold at Big Lots stores.

According to the recall notice, an exposed gap between the moving parts of the chair and the base framework can allow access to toddlers and infants, posing an entrapment hazard. In addition, other exposed moving parts on the chair and the ottoman can pose finger pinching and crushing hazards to older children and adults.

Photograph from the recall notice.

The recalled recliners were sold at Big Lots stores nationwide from January 2005 through December 2009 for about $170.

If you have one of the recalled recliners, you should immediately stop using the chairs and contact Big Lots at (866) 244-5687 for a free repair kit that covers the base framework and the moving parts of the chair and ottoman.

The Aggressive Trial Lawyers at  Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the Aggressive Trial Lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana law firm of Schlyer & Associates can help you file an Affordable Bankruptcy.   We help people declare an Affordable Bankruptcy in Lake County and Porter County, Indiana.

Which type of Affordable Bankruptcy is right for you?

Chapter 7 Bankruptcy

There are two basic types of bankruptcy available for people (not corporations).  A Chapter 7 is a liquidation of all unsecured debt with the option of retaining or returning secured property. That sounds very impressive and lawyer-like doesn’t it?  To say it another way, in a Chapter 7 you list all the debt you owe and you can keep the debt you decide to pay for, like a house or a car.  The other debts, like credit cards, medical bills, signature loans, payday loans and mail order things, are discharged (or forgiven)  and you would never have to pay those debts. If you decide you cannot afford to keep your house or a car, you have the option of giving the property back and owing that creditor nothing.

Chapter 13 Bankruptcy

A Chapter 13 is a reorganization of debt, a lot like credit counseling without the late fees, interest and collections.  In a Chapter 13 we put together a budget based on your net income and your everyday routine living expenses (not including your debts, mortgage or car payments).  This formula gives us an excess amount of income available for repayment of your debts.  Once we agree this figure is accurate, we file your bankruptcy and that amount is paid to a trustee on a monthly basis and he pays your debts for you.  He will focus first on secured debts, like a mortgage and cars. If he has money left over he will then make a distribution to your unsecured creditors.  While you bankruptcy is pending creditors cannot attempt to collect the debt.  At the end of your Chapter 13, your unsecured debts would be discharged and you would go back to making your mortgage payment.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file bankruptcy.  Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the communities of f Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file an Affordable Bankruptcy.

Please call our office today at (219) 757-0225 to schedule a free consultation with an Affordable Bankruptcy lawyer.  We are a debt relief agency.  We can help you declare bankruptcy.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning GM has issued a recall of Chevrolet Equinox and GMC Terrain vehicles.

According to the National Highway Traffic Safety Administration, the 2012 model year vehicles are recalled since tire pressure monitoring system isn't up to federal standards.

The recall affects 33,964 Equinoxes and Terrains built from July 18 through Sept. 6. Your car's build date can be found on a sticker affixed to the driver-side door jamb.

If you own a recalled vehicle, you should call Chevrolet at 800-630-2438, GMC at 866-996-9463 for more information.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

An attorney with Schlyer & Associates, the Aggressive Trial Lawyers, participated the 5K race hosted by fellow Crossroads Regional Chamber of Commerce member, Bethel Church in Crown Point, Indiana.

The Bethel Church 5K race took place in the neighborhoods surrounding their church on Saturday, October 22, 2011.

Schlyer & Associates supports fellow chamber of commerce members and their endeavors.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Fair Oaks Dairy Products, an Indiana dairy company is recalling a small amount of blue cheese because it could be contaminated with listeria,the Chicago Tribune is reporting.

According to the news report, Fair Oaks Dairy Products LLC is recalling about 20 pounds of Fair Oaks Royal Blue Cheese  sold to consumers in Indiana, Illinois, Michigan and Ohio.

The company said the recall was ordered after its own testing detected listeria. No illnesses have been connected to the recall, the company said.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The U.S. Consumer Product Safety Commission (CPSC) announced the recall of certain Carbon Monoxide (CO) detectors distributed by ADT Security Services, the Merrillville personal injury law firm Schlyer & Associates is warning.

According to the recall notice, about 20,000 CO detectors are subject to the recall.  The notice states when the CO detectors reach the end of their useful life, they should send a signal to make a sound in the home alarm panel alerting consumers it is time to replace them and a signal to ADT’s alarm monitoring center.

Some of the detectors were not wired properly to the ADT alarm system, resulting in the sound not going off in the home alarm panel and no signal to the ADT alarm monitoring center at the end of its useful life. Not replacing a CO detector at the end its useful life poses a CO poisoning hazard to consumers according to the recall notice.

This recall involves hard-wired carbon monoxide detectors with model CO 1224T installed by ADT. The model number is behind the front cover.

Photograph courtesy of the recall notice.

The recalled CO detectors were installed by ADT between October 2008 and December 2010 as part of home security systems.

If you have a recalled CO detector, you should contact ADT immediately at (800) 238-2727 for a free inspection of the recalled detectors and, if necessary, a free repair. Consumers should not attempt to disable the recalled detectors. ADT has contacted all customers.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates, the Aggressive Trial Lawyers, have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

On tv show recently, the main character thought he needed to declare bankruptcy to get rid of his debts.  After much debate, he opened his office door and yelled to his entire office staff, "I DECLARE BANKRUPTCY."  The character immediately said, "Whew, that was easy, what a relief!"

Imagine if life were really that simple. While it is a little more involved than screaming, I declare bankruptcy, filing for bankruptcy relief is not as difficult as you might think.

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, we help people declare bankruptcy every day, both Chapter 7 and Chapter 13.  By declaring bankruptcy, you can eliminate or reduce credit card debt, medical bills, unsecured loans, payday loans and other types of debt.  You can stop foreclosure, garnishments and end creditor harassment.  At Schlyer & Associates, we can help you declare bankruptcy without screaming it from the rooftops!

At Schlyer & Associates, the Affordable Bankruptcy law firm in Merrillville, Indiana, we offer free, face to face meetings to discuss your personal financial situation at our office in Northwest Indiana. We will help you decide what option is best for you and how you can alleviate the stress of worrying about money, losing your home or having your check garnished.  Let us help you declare an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest Indiana, our goal is to help you in your financial difficulties by helping you declare an Affordable Bankruptcy.

Are you wondering if it is time for you to consider declaring an Affordable Bankruptcy?

Here are a few questions to ask yourself to see if it is time for you to call us for a free Affordable Bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and possessions to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

Are you being summoned to Court by your creditors?

If your answer to any of the above questions are yes, it may be time to declare bankruptcy. Call our Merrillville office at (219) 757-0225 to set up your free Affordable Bankruptcy meeting with one of our bankruptcy lawyers.  We can talk with you about how you can declare Chapter 7 or Chapter 13 bankruptcy.

Dealing with financial difficulties can be a stressful time on you and your loved ones. Let us help you feel financially healthy again!

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to declare an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Fall is in the air and it is time to plan ahead and prepare your vehicle for winter driving.

The lawyers at the Merrillville personal injury law firm of Schlyer & Associates offer these helpful fall car care tips to ensure the safety of your vehicle this upcoming winter driving season.

You should schedule an appointment with your mechanic and ask that they:

• Test Battery
• Inspect Hoses
• Check all Engine Fluid Levels
• Examine Spark Plugs
• Inspect Tires for Wear

Most mechanics have a set fall maintenance checklist they will follow when examining your vehicle.  It is better to be prepared now, than to have problems with your vehicle on a cold / snowy day.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The lawyers at Schlyer & Associates, the Aggressive Trial Lawyers recently attended two Business Afterhours for the Crossroads Regional Chamber of Commerce.

They attended the chamber Business Afterhours at First Savings Bank of Hegewisch at their Crown Point location, hosted Tuesday evening.

Also, on Wednesday morning, Schlyer & Associates attended the Business Before Hours at Meals On Wheels in Merrillville, Indiana.

Schlyer & Associates supports the local chambers of commerce and are active members in the Crossroads Regional Chamber of Commerce, Hobart Chamber of Commerce, Schererville Chamber of Commerce and the Winfield Chamber of Commerce.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Schlyer & Associates,Aggressive Trial Lawyers the Northwest Indiana personal injury  and Affordable Bankruptcy law firm is warning of a recall issued by the U.S. Consumer Product Safety Commission recall of 81,000 Pottery Barn Kids dolls.

According to the recall notice, Chloe, Sophie and Audrey soft dolls from Pottery Barn Kids since the hair on the Chloe and Sophie dolls may contain loops that are large enough to fit around a child’s head and neck, and the headband on the Audrey doll, if loosened, can form a loop that fits around a child’s head and neck. These loops can pose a strangulation hazard.

Photograph from the recall notice.

The recalled dolls were sold at Pottery Barn Kids stores nationwide, online at www.potterybarnkids.com and through Pottery Barn Kids catalogs from July 2006 to April 2011 for about $40.

If you have any of the recalled dolls, you should take the dolls away from children immediately and cut the looped hair of the Chloe and Sophie dolls and remove the headband of the Audrey doll to eliminate the hazard.  You may also call Pottery Barn Kids (855) 880-4504 for instructions on how to return the affected dolls for a merchandise credit.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 91,000 bicycles sold at Wal-Mart.

According to the recall notice, the bicycle chain can break, causing a rider to lose control and fall were imported by Bridgeway International of Naples, Florida.

Photograph from the recall notice.

The recalled bikes were sold only at Walmart from February 2011 through July 2011 for about $100.

If you have one of the recalled bicycles, you should immediately stop using the recalled bicycle and contact the company at (877) 934-3228 for a free repair or visit www.powerxbike.com.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The lawyers at Schlyer & Associates, the Aggressive Trial Lawyers & Affordable Bankruptcy law firm in Northwest Indiana, ran in the Calumet Memorial Park District Half Marathon this morning.  The half marathon took place in Calumet City, Illinois.  As always, the Calumet Memorial Park District held an outstanding race, even though it did rain on the runners a few times during and then after the race.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates, P.C.

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers is warning of a recall issued by the U.S. Consumer Product Safety Commission of 304,000 Chefmate® 6-Speed Blenders sold at Target stores.

According to the recall notice, while in operation, the plastic pitcher can separate from the blade assembly, leaving the blade assembly in the base and exposing the rotating blades. This poses a laceration hazard to consumers.

According to the CPSC this recall affects all Chefmate® 6-Speed Blenders, model BL-10. The model number is located on the bottom of the base. The blender consists of a six-inch tall, white electrical base with five, white speed-selector buttons labeled 1 through 5, one gray button labeled “Pulse/Off” and the word “Chefmate®” in black letters on the front; a clear plastic pitcher with a handle with U.S. and metric volume measurement markings; a white plastic lid with a removable clear plastic lid stopper; and a white plastic blade assembly with two angled, stainless steel blades.

The recalled blenders were only sold at Target stores nationwide from September 2007 to February 2011 for about $14.

If you have one of the recalled blenders, you should immediately stop using the blenders and return them to any Target store to receive a full refund or contact Target Guest Relations at (800) 440-0680.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana Affordable Bankruptcy law firm, Schlyer & Associates, can help you file an affordable Chapter 7 or Chapter 13 bankruptcy.   Schlyer & Associates helps people file bankruptcy in Lake County and Porter County, Indiana.

Chapter 7 Bankruptcy

There are two basic types of bankruptcy available for people (not corporations).  A Chapter 7 is a liquidation of all unsecured debt with the option of retaining or returning secured property. That sounds very impressive and lawyer-like doesn’t it?  To say it another way, in a Chapter 7 bankruptcy you list all the debt you owe and you can keep the debt you decide to pay for, like a house or a car.  The other debts, like credit cards, medical bills, signature loans, payday loans and mail order things, are discharged (or forgiven)  and you would never have to pay those debts. If you decide you cannot afford to keep your house or a car, you have the option of giving the property back and owing that creditor nothing.

Chapter 13 Bankruptcy

A Chapter 13 is a reorganization of debt, a lot like credit counseling without the late fees, interest and collections.  In a Chapter 13 bankruptcy, a budget is prepared based on your net income and your everyday routine living expenses (not including your debts, mortgage or car payments).  This formula gives us an excess amount of income available for repayment of your debts.  Once we agree this figure is accurate, we file your bankruptcy and that amount is paid to a trustee on a monthly basis and he pays your debts for you.  He will focus first on secured debts, like a mortgage and cars. If he has money left over he will then make a distribution to your unsecured creditors.  While you bankruptcy is pending creditors cannot attempt to collect the debt.  At the end of your Chapter 13, your unsecured debts would be discharged and you would go back to making your mortgage payment.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy.  Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the Lake or Porter County communities of Hammond, East Chicago, Gary, Whiting, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file bankruptcy.

Please call our office today at (219) 757-0225 to schedule a free consultation with Affordable Bankruptcy attorney.  We are a debt relief agency.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, requests you  join Service Doctor for its Annual BlackTop BBQ Cook Off fundraiser to support The Humane Society of Northwest Indiana.

All You Can Eat BBQ - $16 Admission

Kids under 6 FREE.

If you would like to join Service Doctor or would like to Sponsor a Grill please call Service Doctor at 219-942-0883.

Service Doctor

5150 E Us Hwy. 30
Merrillville, Indiana 46410
219-942-0883

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers hosted a Business Afterhours for the Crossroads Regional Chamber of Commerce, Hobart Chamber of Commerce, Schererville Chamber of Commerceand the Winfield Chamber of Commerce.

Nearly 200 people attended the Schlyer & Associates Business Afterhours event, including Sheriff John Buncich & Prosecutor Bernard Carter.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury & Affordable Bankruptcy law firm, Schlyer & Associates, is warning of a recall issued by the U.S. Consumer Product Safety Commission of certain Goldstar or Comfort-Aire dehumidifiers manufactured by LG Electronics Tianjin Appliance Co.  Schlyer & Associates are the Aggressive Trial Lawyers.

LG is re-announcing the recall of about 98,000 of the dangerous dehumidifiers that pose a serious fire and burn hazard.  According to the recall notice, the power connector for the dehumidifier’s compressor can short circuit, posing fire and burn hazards to consumers and their property.

Because of the severity of the risks, CPSC and LG Electronics are concerned with the lack of consumer response to the recall. Only two percent of the 98,000 consumers who purchased these units have received a free repair, which means that consumers and their property remain at serious risk according to the recall notice.

LG urges anyone who has the recalled dehumidifiers to immediately stop using them, unplug them, and contact LG Electronics for the free repair.

For additional information about the recall and for the location of an authorized service center for the repair, contact LG toll free at (877) 220-0479 between 8 a.m. and 7 p.m. CT Monday through Friday, and between 8 a.m. and 2 p.m. CT on Saturday, or visit the firm’s website at www.30pintdehumidifierrecall.com.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, requests you  join Service Doctor for its Annual BlackTop BBQ Cook Off fundraiser to support The Humane Society of Northwest Indiana.

All You Can Eat BBQ - $16 Admission

Kids under 6 FREE.

If you would like to join Service Doctor or would like to Sponsor a Grill please call Service Doctor at 219-942-0883.

Service Doctor

5150 E Us Hwy. 30
Merrillville, Indiana 46410
219-942-0883

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.  We are a debt relief agency.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcyattorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury and Affordable Bankruptcy law firm of Schlyer & Associates is warning of a recall of 185,000 pounds of ground turkey processed by Cargill due to salmonella concerns.

Apparently health officials had linked a strain of salmonella found in contaminated turkey products to 111 people falling ill in 31 states and at least one death in California.

According to news reports, the recalled meat, which included fresh and frozen ground turkey, was produced at Cargill's processing plant in Springdale, Arkansas.

News reports show the latest recalled products are labeled with the brand names Honeysuckle White, HEB and Kroger, Cargill said. The packages include a label with the establishment number P-963 inside the USDA mark of inspection.

The company urged customers who bought packages of the recalled turkey to return them to the stores where they were bought for a full refund.

What should you do if you were injured and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can represent you in your claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case or other legal matter, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We are a debt relief agency.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Injured?  Don't Settle For Less.

Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, a personal injury & Affordable Bankruptcy law firm in Merrillville, Indiana, we aim to help you in your financial difficulties.  We can help you file an Affordable Bankruptcy.

Here are a few questions to ask yourself to see if it is time for you to call Schlyer & Associates for a free bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and goods to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

If your answer to the above questions are yes, bankruptcy may be an option for you.

Please call the Northwest Indiana law firm of Schlyer & Associates at (219) 757-0225 to set up your free bankruptcy consultation with one of our Affordable Bankruptcy attorneys.  Dealing with financial difficulties can be a stressful time on you and your loved ones.   We will help you file an Affordable Bankruptcy.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file anAffordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the communities of f Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file an Affordable Bankruptcy.

Please call Schlyer & Associates today at (219) 757-0225 to schedule a free consultation with an affordable bankruptcy lawyer.  We are a debt relief agency.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

At Schlyer & Associates, an Affordable Bankruptcy law firm in Northwest, Indiana, we aim to help you in your financial difficulties by helping you file an Affordable Bankruptcy.

Here are a few questions to ask yourself to see if it is time for you to call Schlyer & Associates for a free bankruptcy consultation.

Are you borrowing money to pay debts?

Are you using one credit card to pay another?

Getting payday loans or borrowing from family and friends?

Are you borrowing from any retirement funds to pay debts?

Are you struggling to make minimum payments?

Are you selling your assets and goods to pay debts?

Are you being contacted at all hours of the day by annoying creditor phone calls and mailings?

Are your wages being garnished by a creditor?

If your answer to the above questions are yes, bankruptcy may be an option for you.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file an Affordable Bankruptcy. Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the communities of f Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file an Affordable Bankruptcy.

Please call Schlyer & Associates today at (219) 757-0225 to schedule a free consultation with an affordable bankruptcy lawyer.  We are a debt relief agency.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Northwest Indiana Bankruptcy Attorney Discusses Basics for Filing an Affordable Bankruptcy

Schlyer & Associates, a law firm in Northwest, Indiana can help you file an Affordable Bankruptcy.   We help people file bankruptcy in Lake County and Porter County, Indiana.

Which type of Affordable Bankruptcy is right for you?

Chapter 7 Bankruptcy

There are two basic types of bankruptcy available for people (not corporations).  A Chapter 7 is a liquidation of all unsecured debt with the option of retaining or returning secured property. That sounds very impressive and lawyer-like doesn’t it?  To say it another way, in a Chapter 7 you list all the debt you owe and you can keep the debt you decide to pay for, like a house or a car.  The other debts, like credit cards, medical bills, signature loans, payday loans and mail order things, are discharged (or forgiven)  and you would never have to pay those debts. If you decide you cannot afford to keep your house or a car, you have the option of giving the property back and owing that creditor nothing.

Chapter 13 Bankruptcy

A Chapter 13 is a reorganization of debt, a lot like credit counseling without the late fees, interest and collections.  In a Chapter 13 we put together a budget based on your net income and your everyday routine living expenses (not including your debts, mortgage or car payments).  This formula gives us an excess amount of income available for repayment of your debts.  Once we agree this figure is accurate, we file your bankruptcy and that amount is paid to a trustee on a monthly basis and he pays your debts for you.  He will focus first on secured debts, like a mortgage and cars. If he has money left over he will then make a distribution to your unsecured creditors.  While you bankruptcy is pending creditors cannot attempt to collect the debt.  At the end of your Chapter 13, your unsecured debts would be discharged and you would go back to making your mortgage payment.

Schlyer & Associates Can Help You File an Affordable Bankruptcy

Many people have struggled financially and have had to make the decision to file bankruptcy.  Remember, you are not alone and at Schlyer & Associates, you will not be judged or be made to feel embarrassed.  We are here to help.

If you live in the communities of f Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file an Affordable Bankruptcy.

Please call our office today at (219) 757-0225 to schedule a free consultation with an affordable bankruptcy lawyer.  We are a debt relief agency.

We are conveniently located at 200 West 80th Place, Merrillville, Indiana  46410, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

The Northwest Indiana personal injury & Affordable Bankruptcy law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall issued by the Food and Drug Administration (FDA) of Vita Foods Products smoked salmon.

According to the FDA, Vita Foods has recalled packages of its smoked salmon sold at major supermarkets around the country due to potential listeria bacteria contamination.  Listeria bacteria can cause e fever, nausea and diarrhea and potentially worse problems in the elderly and very young or people with weakened immune systems according to the FDA.

If you have any of the recalled salmon, you should seal the recalled product in a plastic bag and return it to the store for a refund.

The Aggressive Trial Lawyers at Schlyer & Associates have the experience to represent you in many types of personal injury cases or other legal matters.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, collisions, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a legal matter to discuss with us, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office in Northwest Indiana at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Injured?  Don't settle for less.

Posted by Attorney David R. Novak

200 West 80th Place, Merrillville, Indiana (219) 757-0225

Schlyer & Associates, a Northwest Indiana Affordable Bankruptcy law firm answers your bankruptcy questions.  Today we will be discussing:

What is secured debt? Generally speaking, it means you purchased something on credit and you have their property. It is a house, a car or motorcycle.  Those are considered secured debts as long as you still have the property.

What is an unsecured debt? A unsecured debt is a credit card that you can use anywhere in any store.  If you use your VISA or Mastercard to buy CDs or a pair of shoes, the credit card company does not get/keep an interest in that property, it is unsecured.

On the other hand, if you take out a loan for a car, the loan documents specify that the loan is for a car and the creditor retains a security interest in the property until the property is paid off, the loan is secured.

Does it matter if my debt is secured or unsecured if I file bankruptcy? In a bankruptcy, you must decide what you want to do with secured debt.  If you want to keep the property, the house or car, you must make arrangements to continue making your required monthly payment.  This is known as a Reaffirmation.  If you want to keep the house or car, the debt is listed on your bankruptcy and then you can ‘reaffirm” or keep the property by making your payments.

On the other hand, if you no longer want to keep the house or car, you can surrender back the property to the creditor and owe them nothing.  Once the property is surrendered back to the creditor, the remaining balance becomes unsecured and is discharged.

Can I have an example? Sure, if you take out a loan at a place like American General Finance or Beneficial Finance, those debts are unsecured as long as you did not pledge your personal property as collateral to secure the debt. If you did, then the loan is secured by your personal property.  Payday loans are unsecured.

There are many other types of loans, credit cards and debts out there.  Please call us and schedule a free appointment to discuss your Affordable Bankruptcy options with one of our lawyers.  We will  discuss the type of debt you have and we can together figure out the best way for you to proceed.

If you have a great deal of medical debt (bills), credit card, house, car, payday or another other kind of debt and want to discuss your options, please call us at Schlyer & Associates at (219) 757-0225.  We can help you eliminate or reduce your debt.  We offer free face to face consultations in our office.

The attorneys at Schlyer & Associates can help you file Chapter 7 and Chapter 13 Affordable Bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.  We are a debt relief agency.

We can help you file Chapter 7 or Chapter 13 Affordable Bankruptcy if you live in the Lake County or Porter County communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana 46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop.

Please call us today at (219) 757-0225 to schedule a meeting with an Affordable Bankruptcy lawyer today.

Posted by Schlyer & Associates

Lawyers with the Northwest Indiana personal injury law firm Schlyer & Associates, Aggressive Trial Lawyers, attended the Lakeshore Bone & Joint Institute Business Afterhours for the Crossroads Regional Chamber of Commerce Tuesday evening.

The event was catered by Lucrezia from Crown Point & Chesterton.

Schlyer & Associates welcomes Lakeshore Bone & Joint Institute to the Crossroads Regional Chamber of Commerce.

The personal injury lawyers at Schlyer & Associates supports the local chambers of commerce.  You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Schlyer & Associates - Aggressive Trial Lawyers

200 West 80th Place, Merrillville, Indiana  46410 - (219) 757-0225.

What Bankruptcy Can and Cannot Do For You.

I am an Affordable Bankruptcy lawyer at Schlyer & Associates in Merrillville, Indiana and help people file an Affordable Bankruptcy in Lake County and Porter County, Indiana.  We are a debt relief agency.  There are some very real benefits to filing for Bankruptcy relief under Chapter 7 or Chapter 13 of the bankruptcy code.

However, there are also drawbacks to filing bankruptcy.  Let’s talk about bankruptcy like it was a Clint Eastwood movie:   the good, the bad and the ugly.

The Good. Bankruptcy can eliminate most debts and make it so that you do not have to pay them.  Some debt you just cannot get rid of, mostly debts owed to the government and debts relating to family law.  However, in a Chapter 7 bankruptcy, most debt is discharged, such as medical bills, credit cards and pay day loans.  In a Chapter 13, debt is paid through a repayment plan proposed by you and debt not paid in full is discharged at the end.  Bankruptcy will stop all creditor harassment, telephone calls, collection, lawsuits, garnishments, foreclosures and other actions by creditors.  In some instances in a Chapter 13 bankruptcy, interest rate on car loans can be lowered, allowing you to pay back less than what is owed on your vehicle.  Bankruptcy can help eliminate stress over past due or old debts.

The Bad. Bankruptcy is not something most people enter into lightly.  It is very emotional for some, stressful and embarrassing for others.  Some people feel like is a failure to have to file for bankruptcy relief.  Some people feel guilty for not paying their debts.  Bankruptcy is damaging to your credit.  Do not let anybody tell you different.  Bankruptcy stays on your credit report for up to seven years.  Bankruptcy does not wipe out the debt listed on your credit reports.  Bankruptcy can cause you to have to pay a higher interest rate for loans long after your bankruptcy is over.  A collection or lawsuit on your credit will cause these same “bad” things as well.

The Ugly? Well, we are not scary here at Schlyer & Associates, located in Northwest Indiana, so I am not sure where the ugly fits in to this blog, except it relates to the good and the bad.

The lawyers at Schlyer & Associates can help you file an Affordable Bankruptcy in Northwest Indiana.  We can help you file a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 bankruptcy if you live in the Lake County or Porter County communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Whiting, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Valparaiso, Hebron, Chesterton, Dune Acres, Kouts, Odgen Dunes, Town of Pines, Portage, Beverly Shores, Porter, Wheeler or South Haven.

If you need to file an Affordable Bankruptcy, please feel free to contact Schlyer & Associates today at (219) 757-0225 and schedule an appointment with one of our Affordable Bankruptcy lawyers.

Our main office is located at 200 West 80th Place, Merrillville, Indiana   46410.  We are located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Bankruptcy Attorney Jennifer Eversole Schlyer & Associates - Aggressive Trial Lawyers - 200 West 80th Place, Merrillville

I am a bankruptcy lawyer at Schlyer & Associates in Northwest Indiana.  I help people file an Affordable Bankruptcy in Lake County and Porter County, Indiana. I enjoy filing bankruptcy for my clients, especially when there are credit cards involved.

Schlyer & Associates, Aggressive Trial Lawyers, a personal injury and Affordable Bankruptcy law firm in Northwest Indiana is warning of a recall issued by the U.S. Consumer Product Safety Commission of 40,000 Homelite Surface Cleaner Attachments sold only at Home Depot stores.

According to the recall notice, the surface cleaner attachment's nozzle and spray bar can break and detach, striking and/or breaking the unit's plastic housing. The broken nozzle, spray bar and/or plastic housing can strike consumers, posing a laceration hazard.

The recalled Homelite attachments were sold only at Home Depot stores nationwide from February 2010 through June 2011 for about $70 when sold as an attachment and about $450 when sold with a pressure washer.

If you have one of the recalled attachments, you should immediately stop using the recalled surface cleaner attachments, and contact Homelite at (800) 867-9624 to receive a free replacement surface cleaner attachment.

The attorneys at Schlyer & Associates have the experience to represent you in many types of personal injury cases.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, train accidents, intersection accidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, nursing errors, hospital negligence, surgical mistakes, burns, amputations, brain injuries, medication errors, pharmacy errors, premises liability, workers compensation, construction accidents, industrial accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Griffith, Highland, Gary, Whiting, Munster, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, Valparaiso, Hebron, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  Many of the Aggressive Trial Lawyers at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Posted by Attorney David R. Novak

Borders Books, the bankrupt 40-year-old bookseller, announced Monday that it will  ask the bankruptcy court to liquidate and close all of its remaining stores, after no last-minute savior emerged for the company, the Affordable Bankruptcy law firm of Schlyer & Associates is advising.

Borders liquidation plan will be presented to the federal judge overseeing the company's bankruptcy case on Thursday.

What is left to unwind are Borders' 399 stores, about two-thirds of the locations it operated when it filed for bankruptcy in February. It currently has 10,700 employees, including the store in Highland, Indiana.

It appears Borders will begin closing its remaining stores as soon as Friday, with the liquidation sale expected to run through September if approved by the bankruptcy court.

The lawyers at Schlyer & Associates can help you file Chapter 7 and Chapter 13 Affordable Bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 Affordable Bankruptcy if you live in the Lake County or Porter County communities of East Chicago, Gary, Hammond, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Winfield, Lowell, Lake Dalecarlia, Miller, Lake Village, Valparaiso, Hebron, Chesterton, Dune Acres, Kouts, Odgen Dunes, Town of Pines, Portage, Beverly Shores, Porter, Wheeler or South Haven.  We are a Debt Relief Agency.

If you need to file bankruptcy, please feel free to contact Schlyer & Associates today at (219) 757-0225 and schedule an appointment with one of our Affordable Bankruptcy lawyers.

Our main office is located at 200 West 80th Place, Merrillville, Indiana   46410.  We are located across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Schlyer & Associates - an Affordable Bankruptcy Law Firm

The Northwest Indiana personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, asks you to support the Schererville Chamber of Commerce's Run for the Symphony 5K Run/Walk Saturday afternoon.

The attorneys at Schlyer & Associates will be participating in the 5K run to support the Chamber's fundraising efforts to have the symphony play in Schererville.

The Schererville Chamber is "planning a great run, starting at Redar Park (Austin at Gregory). There will also be vendors throughout the park - lots of health related information. It's going to be a great event..bring the family and enjoy the Run/Walk and Redar Park."

If you have not signed up already, please consider arriving at 4:00 pm at Redar Park in Schererville to register for the 5K Run / Walk.  Race day registration is $30.00.

For more information, please see the race application.

The personal injury lawyers at Schlyer & Associates supports the local chambers of commerce.  You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.

If you need a personal injury attorney or need to file a personal Affordable Bankruptcy, we are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Posted by Schlyer & Associates - Aggressive Trial Lawyers

200 West 80th Place, Merrillville, Indiana  46410 - (219) 757-0225.

The U.S. Consumer Product Safety Commission has announced a recall of bicycle carrier racks that mount over the front bike wheel the personal injury law firm of Schlyer & Associates - Aggressive Trial Lawyers - are warning.

The recalled bike racks (Civia Loring bicycle racks) were imported by Quality Bicycle Products of Bloomington, Minnesota.  According to the recall notice, the bicycle rack’s mounting bracket can crack or break. When this happens, the rack can fall onto the bicycle’s front wheel, posing a fall hazard to the rider.  The recalled racks were sold at various independent bicycle stores nationwide from December 2009 through February 2011 for about $175.

If you have one of the recalled bike racks, you should remove this rack from your bicycle immediately and contact the store where purchased for a full refund or replacement or contact Quality Bicycle Products toll-free at (877) 311-7686.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Attorney David Novak

The personal injury & Affordable Bankruptcy law firm, Schlyer & Associates shares information from the U.S. Consumer Product Safety Commission for grill safety this summer.

Before lighting the grill, do a safety check.

• Has your grill been recalled? Check recall websites to determine if the grill has been recalled.  If it was recalled, contact the manufacturer and stop using it until you get a repair or replacement.
• Visually inspect the hoses on a gas grill for cracking, brittleness, holes and leaks. Make sure there are no sharp bends in the hose or tubing and that all connections are secure. Replace if necessary.
• Check for propane gas leaks. Open the gas supply valve fully and apply a soapy solution with a brush at the connection point. If bubbles appear, there is a leak. Try tightening the tank connection. If that does not stop the leak, close the gas valve and have the grill repaired by a qualified professional.
• Is the grill clean? Regularly cleaning the grill, as described in the owner’s manual, and also cleaning the grease trap, will reduce the risk of flare-ups and grease fires.

Once the safety check is complete, make sure to operate the grill as safely as possible.

• Use grills outside only in a well-ventilated area. Never use a grill indoors or in a garage, breezeway, carport, porch or under a surface that will burn. Gas and charcoal grills present a risk of fire and/or carbon monoxide poisoning that could result in injury or death. An estimated 3,800 gas or charcoal grill-related injuries were treated in hospital emergency departments in 2010. While almost all of the injuries were burns, a few of the charcoal grill injuries were related to carbon monoxide. There were an estimated average of eight CO-related deaths per year between 2005 and 2007 associated with charcoal grills that were used indoors or in enclosed spaces.
• Never leave a grill unattended. If a flare-up occurs, adjust the controls on the gas grill or spread out the coals on a charcoal grill to lower the temperature. If a grease fire occurs, turn off the gas grill and use baking soda and or a kitchen fire extinguisher to put out the fire.
• Keep the grill hoses as far away as possible from hot surfaces and dripping hot grease.
• Keep children away from the grill area. The outside surface of a grill can get hot and burn when touched.

What should you do if you were hurt and it was not your fault?

If you have been injured, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can help you with your injury claim.

What types of personal injury cases do you handle?

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer at Schlyer & Associates?

There is no fee unless successful.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

I do not live near your office, can you still represent me?

Absolutely.  You can live just about anywhere and we can still represent you.  However, most of our clients do live near our office. The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores as well as in the greater Chicago, Illinois area.  It does not matter if your case is from Indiana or Illinois, since many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can I Find the law office of Schlyer & Associates?

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no personal injury fee unless successful.

Posted by Attorney David R. Novak

The Northwest Indiana personal injury & Affordable Bankruptcy law firm of Schlyer & Associatesis warning of a recall issued by the U.S. Consumer Product Safety Commission affecting about 31,100 full-face bicycle helmets imported by Bell Sports, of Scotts Valley, California.

According to the recall notice, the plastic buckle that connects the chin straps can fail, causing the helmet to come off the wearer's head. This poses a head injury hazard to riders in the event of a fall.

A picture of one of the recalled helmets from the recall notice posted by the U.S. Consumer Product Safety Commission.

The recalled bike helmets were sold at Walmart stores nationwide and Amazon.com between August 2009 and March 2011 for between $50 and $60.

If you have one of the recalled bicycle helmets, you should stop using the helmets immediately and contact Bell Sports at (866) 892-6059 for a replacement or refund.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Do you have an HP Notebook?  You may want to check this HP website to determine if your HP Notebook is subject to a recall the Merrillville personal injury & Affordable Bankruptcy law firm of Schlyer & Associates is warning.

Apparently, there may be a problem with the recalled batteries, creating a fire hazard.  Both personal and business computers are affected by this recall.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The U.S. Consumer Product Safety Commission has issued a recall of nearly 51,000 pool drain covers manufactured by Waterway Plastics, of Oxnard, California the personal injury & Affordable Bankruptcy law firm, Schlyer & Associates is advising.

According to the recall notice, the drain covers were incorrectly rated to handle the flow of water through the cover, which could pose a possible entrapment hazard to swimmers and bathers.  The recalled drain covers were only sold by Independent distributors sell the products nationwide directly to professional builders/installers. The products are not sold directly to consumers.

You should immediately determine if your pool has one of the recalled drain covers.  If your pool has one of the recalled drain covers in your pool or spa, you should contact the manufacturer to determine whether a replacement or retrofit is required. If you have any questions, you should contact the Waterway Plastics toll-free at (866) 719-6044.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The attorneys with Schlyer & Associates attended the Business Afterhours & Ribbon Cutting at AaLand Diamond Co yesterday.  They recently relocated to their new location from the Twin Towers to 8102 Georgia St., Merrillville, Idiana 46410.

Many Ambassadors and other members from the Crossroads Regional Chamber of Commerce welcomed AaLand Diamond to the chamber and participated in their Ribbon Cutting ceremony.

AaLand Diamond is a manufacturer of fine Jewelry and dealer in Diamonds & Precious Gems since 1971.

Schlyer & Associates is very active in the local chambers of commerce and tries to support and promote local businesses.

Besides the Crossroads Regional Chamber of Commerce, Schlyer & Associates is also very active in the Hobart Chamber of Commerce, Schererville Chamber of Commerceand the Winfield Chamber of Commerce.

Schlyer & Associates is a personal injury and Affordable Bankruptcy law firm in Northwest Indiana.  We are a debt relief agency.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Slim Xtreme™ Herbal Slimming Capsule 30 Capsules/Bottle has been recalled since it contains Sibutramine the Northwest Indiana personal injury law firm of Schlyer & Associates is warning.  The recalled capsules are weight loss dietary supplements.

Slim Xtreme™ Herbal Slimming Capsule are manufactured by Globe All Wellness, LLC.  Sibutramine has not been approved by the FDA.  The FDA claims Sibutramine is known to substantially increase blood pressure and/or pulse rate in some people and may present a significant risk for patients with a history of coronary artery disease, congestive heart failure, arrhythmias or stroke.

If you have any of the recalled pills in your home, you are asked to return the above product to:

Globe All Wellness, LLC, 2854 Stirling Rd Suite G, Hollywood, FL 33020 or may contact the company at (954) 922-1133.

If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Please feel free to visit our presence located on the Crossroads Regional Chamber of Commerce website.

You can find Schlyer & Associates on the Crossroads Regional Chamber of Commerce website here.

If you visit Schlyer & Associates on the Crossroads Regional Chamber of Commerce website, you find valuable coupons for our law firm.

If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Northwest Indiana personal injury & bankruptcy law firm, Schlyer & Associates is warning Honda Motors is recalling over 1,100 Civic vehicles.  The recall is necessary since a seal in a gas line may be misaligned, which can cause a leak, that can result in a fire, regulators said Monday.

According to the National Highway Traffic Safety Administration, the recall involves 2012 model year two-door and four-door Civics made between April 21, 2011 and May 2, 2011.

Honda dealers will inspect the vehicles and replace the fuel feed line assembly free of charge.  Should you have any questions, you can call call Honda at 888-327-4236.

The attorneys at Schlyer & Associates have experience in many types of personal injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, slip and falls, premises liability incidents, medical malpractice, workers compensation, wrongful death claims, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Whiting Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores. as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported FoodsandCosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Lake County & Porter County, Indiana personal injury & Affordable Bankruptcy law firm, Schlyer & Associates is warning of a recall affecting tea light candles sold at local Meijer stores.  The Katie Brown 12-piece tea light candle sets are being recalled because the clear plastic candle holder can ignite, posing a serious burn and fire hazard to consumers according to a recall notice posted by the U.S. Consumer Product Safety Commission.

According to the recall notice, about 7,600 units are affected by this recall and were sold only at Meijer Stores in Michigan, Ohio, Kentucky, Illinois and Indiana (Merrillville, Highland & Michigan City) from October 2010 through March 2011 for about $8.

If you or a loved one has any of the recalled tea light candles, you are asked to stop using them and return them to your local Meijer store for a a full refund or contact Meijer at (800) 927-8699.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

A lawyer with the Merrillville personal injury law firm Schlyer & Associates attended a Business Afterhours at Amore Ristorante & 109 Lounge in Crown Point yesterday evening.

Amore hosted the members of the Crossroads Regional Chamber of Commerce and showed off their lovely restaurant and highlighted their Italian cuisine.

Schlyer & Associates is very active in the local chambers of commerce and tries to support and promote local businesses.

Besides the Crossroads Regional Chamber of Commerce, Schlyer & Associates is also very active in the Hobart Chamber of Commerce, Schererville Chamber of Commerce and the Winfield Chamber of Commerce.

Schlyer & Associates is a personal injury and Affordable Bankruptcy law firm in Northwest Indiana.  We are a debt relief agency.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free meeting.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Do you regularly eat at Togo's?

If so, their pastrami meat is recalled Schlyer & Associates, the Northwest Indiana bankruptcy law firm is warning.

The supplier of Togo's pastrami meat has found Listeria Monocytogenes in one Lot of the meat and has recalled the meat.  Togo's is very popular in California, however currently there are no stores in Northwest Indiana or in the Greater Chicago area in Illinois.

Schlyer & Associates can help you file an Affordable Bankruptcy

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, Whiting, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven, Porter or Beverly Shores.  Call us today to schedule a free meeting with a bankruptcy lawyer to discuss filing a Chapter 7 or a Chapter 13 bankruptcy.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free meeting to discuss filing an Affordable Bankruptcy.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Oberweis Dairy, Inc. is recalling the quart size of its popular Brownie Fudge Twirl Ice Cream because it may contain eggs, which is not disclosed on the label the Merrillville, Indiana personal injury & bankruptcy law firm of Schlyer & Associates is warning.  Oberweis Dairy is located in North Aurora, Illinois and provides is milk, ice cream and other products to local Indiana and Illinois grocery stores.

According to Oberweis, Brownie Fudge Twirl Ice Cream quarts were distributed almost exclusively through the company's retail stores and through its home delivery service with extremely limited distribution through 7 grocery locations in Illinois and Wisconsin. The product is in black quart containers with a gold rim on the lid displaying the flavor "Brownie Fudge Twirl."

No other Oberweis products are affected by this recall.

If you have any of the recalled ice cream in your home, the company asks you to return it to the store where purchased for a full refund or replacement.  If you have any questions, please contact Obrweis at 866-623-7934.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

David Cotto, the 16 year old Merrillville, Indiana boy has been found and apparently reunited with his family.

We thank the fine work of the Lansing & Calumet City, Illinois Police Departments as well as the Merrillville Police Department and Lake County Sheriff's Department.

According to news reports in the Post Tribune and the Times, David Cotto, a Merrillville, Indiana boy has been missing for over a week.  The media states he is bipolar and has oppositional defiant disorders.  There is a picture of David Cotto in the Times article.

Apparently, he was last seen in Lansing, Illinois at T.F. South High School and may not have any money or his medicine.

Merrillville Police and the Lake County Sheriff’s Department are involved in the search for missing David Cotto.

The Merrillville personal injury & bankruptcy law firm of Schlyer & Associates hopes David Cotto is found safe soon.

If you have seen David Cotto or have any information that may be helpful to the search, please contact either the Lake County Sheriff's Department or the Merrillville Police Department.

Posted by Attorney David Novak - Schlyer & Associates - Aggressive Trial Lawyers

The Lake County, Indiana personal injury law firm, Schlyer & Associates is warning of a recall issued by the U.S. Consumer Product Safety Commission affecting the Toy Story 3 Bowling Game.  The game was imported by iG.A. Gertmenian and Sons, LLC, of Los Angeles, California.

According to the recall notice, the red paint used on some of the bowling pins contain lead.  See the recall notice for a picture of the recalled pins.

The recalled bowling sets were sold at Walmart Stores in the U.S. between September 1, 2010 and September 25, 2010 for about $18.

To obtain replacement bowling pins, contact G.A. Gertmenian and Sons LLC toll-free at (888) 224-4181.

What should you do if you have a personal injury case or need to file bankruptcy?

Call Schlyer & Associates. If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file anAffordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Clinton, North Carolina based Smithfield Packing Company and Tar Heel, NC, has recalled over 210,000 pounds of Portobello Mushroom flavored pork loins.  The recall is issued because some of the product may contain whey (an allergen) the Northwest Indiana personal injury law firm of Schlyer & Associates is advising.

According to the company, the Portobello Mushroom Flavored Pork Loin Filets affected by the recall were distributed to stores in Alabama, Florida, Illinois, Kentucky, Maryland, Massachusetts, Mississippi, North Carolina, New Jersey, New York, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.

To determine if you have any of the recalled pork, you should visit www.smithfield.com/news or call Smithfield directly at 877-933-4625 for more information.

Chevrolet has recalled over 150,000 of its popular Cruze cars to ensure the steering shaft was properly installed the Northwest Indiana personal injury & bankruptcy law firm of Schlyer & Associates is warning.

The recall appears to be precautionary on GM's part.   However, over 120,000 of those vehicles may also  have an additional problem with automatic-transmission shift links improperly installed which could cause the vehicle to shift gears unexpectedly, according to GM.

I Was Injured And It Was Not My Fault.  Should I Get A Lawyer To Represent Me?

If you were injured and it was not your fault, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product liability cases and can help you with your injury claim and can help you determine whether you need a lawyer to represent you.

What Types of Personal Injury Cases Do You Handle?

The lawyers at Schlyer & Associates represent individuals hurt in car accidents, fires, burns,  hospitals, slip and falls, medical malpractice, workers compensation, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer?

There is no fee unless successful in our personal injury cases.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can you Find the law office of Schlyer & Associates?

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We routinely practice in Lake County & Porter County, Indiana and in the Greater Chicago, Illinois area.   We are conveniently located in Northwest Indiana near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported Foodsand Cosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve or visit our website at www.schlyerlaw.com.

Posted by Schlyer & Assocates - Aggressive Trial Lawyers

The lawyers and office manager of the Merrillville personal injury law firm Schlyer & Associates attended the Business Afterhours hosted by Town Center Retirement Community Thursday evening.

Town Center held a Cinco De Mayo celebration for the local chambers of commerce and their members.  Attorneys Donald Schlyer & David Novak as well as office manager Sharon Burch attended the event.

Town Center offered a wonderful array of mexican themed dinner options, deserts and beverages to the attendees.

Schlyer & Associates are proud active members in the Crossroads Regional Chamber of Commerce, Schererville Chamber of Commerce, Hobart Chamber of Commerce and Winfield Chamber of Commerce and strives to promote fellow member businesses.

Schlyer & Associates congratulates Town Center on their successful Cinco De Mayo business afterhours.

The attorneys at Schlyer & Associates handle both personal injury and bankruptcy matters.  If you were injured or need to file chapter 7 or 13 bankruptcy, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with a lawyer.  We can help you file an Affordable Bankruptcy.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.

Call us today at (219) 757-0225 to get the representation you deserve or visit our website at www.schlyerlaw.com.

Posted by Schlyer & Assocates - Aggressive Trial Lawyers

English muffins made by Flowers Foods have been recalled.  They are sold under the names of Cobblestone Mill, Natural Grains Honey Wheat English Muffins, Nature's Own Light Multi Grain English Muffins , Nature's Own 100% Whole Wheat English Muffins, Nature's Own Honey Wheat English Muffins and Sweetbay 100% Whole Wheat English Muffins.  They have the best by date codes of May 11th 0355 119 and May 12th 0355 120 the Merrillville based personal injury law firm of Schlyer & Associates is warning.

According to the company, those products, in packages with the codes noted, may contain small pieces of metal. No injuries have been reported.

The affected product may involve the following states: Alabama, Arkansas, Arizona, Delaware, Florida, Georgia, Indiana, Kentucky, Louisiana, Maryland, Mississippi, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and West Virginia -- as well as the following areas: Southern California, southwest Colorado, southern Illinois, southeastern Kansas, south and central Nevada, southern New Jersey, southern Ohio, southern Pennsylvania, and extreme southwestern Utah.

If you or a loved one has any of the recalled English Muffins, you are urged to return them to the store where you purchased them for product replacement or refund.  You may also contact Flowers' Consumer Relations Center at 1-866-245-8921 for more information.

What should I do if I am injured?

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, elevators, factories, plane crashes, slip and falls, premises liability incidents, boating accidents, medical malpractice, wrongful death claims, FELA cases, defective products, product liability, negligence claims and many other injury cases.

We are asked many times - Where do your clients live? Do I have to live near you for you to represent me? Our clients live all across the United States and you do not have to live near us for us to help you.  However, most of our clients live in Lake County, Porter County, Indiana or in the Chicago, Illinois area.  Many of our clients live in communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven and Beverly Shores in Indiana.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

If you have financial issues and feel like you are drowning in debt, the attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  We are a debt relief agency.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

You can visit our website www.schlyerlaw.com anytime for more information.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Northwest Indiana personal injury law firm, Schlyer & Associates is warning Honda Motor Co. is expanding its recall to more vehicles to inspect the driver's side air bags for a potential defect.

The recall has now expanded to include 2001 and 2002 Accord and Civic, 2002 Odyssey, 2002 and 2003 CR-V, 2002 and 2003 Acura 3.2 TL and 2003 Acura 3.2 CL models.  Over 833,000 vehicles are affected by the recall.

According to Honda, the air bags can inflate with too much force and a casing can break and cause injury or death.

Honda will notify owners by mail in late May.

What should you do if you have a personal injury case in a Honda vehicle or need to file bankruptcy?

Call Schlyer & Associates if you are injured or need to file bankruptcy: If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file anAffordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

The Northwest Indiana personal injury and bankruptcy law firm, Schlyer & Associates is warning of a recall due to peanut contamination fears.

According to the website infoZine, Organic Food Bar, Inc. has recalled Chocolatey Chocolate Chip RAW Organic Food Bars.  There is a concern they may contain undeclared peanut proteins.

The RAW Organic Food Bar Chocolatey Chocolate Chip were distributed nationally in USA and Canada. The product reached consumers through retail stores, mail order, direct delivery etc. The affected products listed below were shipped in 12 pack cartons to each outlet or direct to consumers according to infoZine.

The company is asking consumers to call (800) 246-4685 to determine whether their product is covered by the recall.  Consumers are asked to return the store where purchased for a full refund.

I Was Injured.  How Do I Know If I Need Representation?

If you were injured and it was not your fault, please contact the law firm of Schlyer & Associates.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases and can help you with your injury claim.

For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, fires, burns,  hospitals, slip and falls, medical malpractice, workers compensation, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

How much will it cost me to hire a lawyer?

There is no fee unless successful.  If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Where Can you Find the law office of Schlyer & Associates?

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We routinely practice in Lake County & Porter County, Indiana and in the Greater Chicago, Illinois area.   We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, down the street from Excel Academies of Cosmetology, Ted's Imported Foodsand Cosmo Prof (a distributor of beauty products to licensed professionals).

Call us today at (219) 757-0225 to get the representation you deserve.

Posted by Attorney David R. Novak

Yakima Products the designers and manufacturers of cargo management equipment  for bikes, boats, ski equipment and a line of cargo boxes has issued a recall of its FrontLoader, top of car bike racks, the Lake and Porter County, Indiana personal injury law firm of Schlyer & Associates is warning.  Yakima Products is headquartered in Beaverton, Oregon.

According to the company, some of their units which were shipped to dealers from March 2010 through December 2010 have malfunctioned.  FrontLoaders subject to the recall can be identified by the front wheel hoops.  Units with four wheel position options are part of the recall, current units with five positions are not part of the recall.

If you have a recalled bike rack, you the company recommends you stop using the racks, remove them from their vehicle and execute the product return per the instructions posted on www.yakima.com/frontloaderrecall beginning April 28, 2011, or call the company at 1-888-925-4621 for more information.

Call Schlyer & Associates if you are injured or need to file bankruptcy: If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case and need representation, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in the Northwest Indiana communities of Hammond, East Chicago, Gary, Munster, Whiting, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.  You can also visit our website at www.schlyerlaw.com.

Call us today at (219) 757-0225 to schedule your free consultation.  Remember, no personal injury fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

It is now spring time in Northwest Indiana (we hope the rain eases off), a good time for a spring cleaning of your vehicle and a great time to ensure your vehicle is safe for the upcoming summer driving season.  The attorneys and staff at the Merrillville, Indiana law firm of Schlyer & Associates have a few things for you to consider doing this spring to your vehicle.

If you are mechanically inclined, with the right tools and know how, we have prepared a simple list of items you should do to make sure your vehicle is in good working order this year.  If you are not very mechanically inclined, and if you do not have the right tools or know how, please schedule an appointment with your mechanic or dealership for a spring check-up of your vehicle.

Schlyer & Associates have listed a few helpful ideas you (or your mechanic) should check and / or do to your vehicle.

Batteries: Test and replace old or weak batteries, especially those more than three years old. Winter can be very hard on vehicle batteries.  It can be cheaper than a tow and replacement on the road.

Tires, wheels: Cold weather can reduce tire pressure, so make sure all tires, including the spare, are properly inflated and balanced, and wheels are properly aligned. Inflate tires to their recommended pressure - check the inside of your vehicle door to find out what the proper air pressure should be. Under-inflated tires can reduce fuel economy by up to 3.3 percent (very important when gas is $4.00 a gallon) can  cause premature tire failure and are a safety hazard.

Belts and hoses: Inspect and replace worn or cracked belts, as well as hoses that are blistered, brittle or too soft. Belts and hoses older than five years, even if they look intact, might need to be replaced.

Brakes: A spring checkup can uncover any winter damage. Inspect the brake system, including lines, hoses, and parking brake. Inspect brake fluid for proper level. Low brake fluid can be an indication of excessive brake wear or fluid leak. Have the brake linings/pads inspected and measured.

Suspension: Deep potholes aren't friendly to shocks and struts. An inspection to determine wear or leaks can alleviate bigger issues down the road.
Inspect the antifreeze/coolant level, making sure the coolant used meets the specifications listed in the vehicle owner's manual.\

Oil Change: Check oil level regularly and change the oil every three months or 3000 miles, whichever comes first, for top performance and longer engine life.

Check the transmission fluid for correct level. Check the owner's manual for the right type of transmission fluid to use and the proper interval for service and replacement. Watch for leaks that can cause your transmission to fail.

Inspect power steering fluid for proper levels. Low power steering fluid can cause damage to the power steering system and lead to premature power steering failure.

Inspect windshield wiper blades for wear and cracks, ideally each spring and fall. GM recommends replacement of blades that look worn. Also inspect and replace the rear wiper blade, if equipped. Don't forget to check the windshield washer fluid.

Inspect and replace the engine air filter and the cabin air filter: Replace as necessary.

Inspect steering components and steering linkage: Replace as necessary.

Apply a protectant: Any vinyl surface including the dashboard, seats and the steering wheel are susceptible to cracking, sun damage and fading — be sure to apply a protectant at the beginning of the season and touch-up regularly.

Interior clean-up:  Vacuum, vacuum, vacuum! Be sure to throw away any unwanted garbage that has hibernated under your seats over the winter. And now is the time to store your winter vehicle mats in the garage.

Wash your vehicle: Most important, right?   A clean vehicle runs better, right? Not necessarily, but it does make the vehicle look better.  Just like a good maintenance program prolongs the life and performance of your vehicle, all vehicles regardless of the finish (clear coat, acrylic, enamel, etc.) require regular washing throughout the year. To preserve your vehicle’s shine and protect the surface, wax your vehicle once it has dried completely

Clean the underbody: Do not forget the underside of your vehicle.   In addition to washing the exterior, be sure to spray the underbody and underneath the rear and front bumpers to rinse away any salt build-up which can lead to erosion and rusting. Use a high-pressure sprayer or garden hose for best results.

The attorneys and staff at the law firm of Schlyer & Associates hope you are safe when you are traveling.  Many times, simple maintenance can help you either avoid a crash or from getting stuck on the side of the road.

Call Schlyer & Associates if you are injured or need to file bankruptcy: If you are ever injured or need to file bankruptcy, please think of Schlyer & Associates first.  The attorneys at Schlyer & Associates have experience in many types of injury and product cases.   Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.  We can also help you file Chapter 7 or Chapter 13  bankruptcy if you live in Lake County or Porter County, Indiana only.  We are a Debt Relief Agency.  We can help you file an Affordable Bankruptcy.

Your Affordable Bankruptcy is only a phone call away if you live in communities of Hammond, East Chicago, Gary, Munster, Whiting,Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Merrillville, Hobart, New Chicago, Lake Station, Crown Point, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Town of Pines, Portage, Porter, Wheeler, Dune Acres, Kouts, Odgen Dunes, Chesterton, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.

Call us today at (219) 757-0225 to schedule your free consultation and to show us your well maintained, clean car.  Remember, no fee unless successful.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

A Lake County, Indiana bankruptcy attorney answers your questions.  Today we will be discussing

What is secured debt? Generally speaking, it means you purchased something on credit and you have their property. It is a house, a car or motorcycle.  Those are considered secured debts as long as you still have the property.

What is an unsecured debt? A unsecured debt is a credit card that you can use anywhere in any store.  If you use your VISA or Mastercard to buy CDs or a pair of shoes, the credit card company does not get/keep an interest in that property, it is unsecured.

On the other hand, if you take out a loan for a car, the loan documents specify that the loan is for a car and the creditor retains a security interest in the property until the property is paid off, the loan is secured.

Does it matter if my debt is secured or unsecured if I file bankruptcy? In a bankruptcy, you must decide what you want to do with secured debt.  If you want to keep the property, the house or car, you must make arrangements to continue making your required monthly payment.  This is known as a Reaffirmation.  If you want to keep the house or car, the debt is listed on your bankruptcy and then you can ‘reaffirm” or keep the property by making your payments.

On the other hand, if you no longer want to keep the house or car, you can surrender back the property to the creditor and owe them nothing.  Once the property is surrendered back to the creditor, the remaining balance becomes unsecured and is discharged.

Can I have an example? Sure, if you take out a loan at a place like American General Finance or Beneficial Finance, those debts are unsecured as long as you did not pledge your personal property as collateral to secure the debt. If you did, then the loan is secured by your personal property.  Payday loans are unsecured.

There are many other types of loans, credit cards and debts out there.  Please call us and schedule a free appointment to discuss your Affordable Bankruptcy options with one of our lawyers.  We will  discuss the type of debt you have and we can together figure out the best way for you to proceed.

If you have a great deal of medical debt (bills), credit card, house, car, payday or another other kind of debt and want to discuss your options, please call us at Schlyer & Associates at (219) 757-0225.  We can help you eliminate or reduce your debt.  We offer free face to face consultations in our office.

The attorneys at Schlyer & Associates can help you file Chapter 7 and Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 bankruptcy if you live in the Lake County or Porter County communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores.

We are located at 200 West 80th Place, Merrillville, Indiana 46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop.

Posted by Bankruptcy Attorney Jennifer Eversole

Schlyer & Associates, a personal injury law firm in Merrillville, Indiana, is warning of a recall issued by the U.S. Consumer Product Safety Commission of about 1.2 million aquarium heaters.

The recalled heaters were imported by United Pet Group, of Cincinnati, Ohio and were called Marineland Stealth and Stealth Pro Aquarium Heaters.  According to the recall notice, a wiring problem can cause the aquarium heaters to overheat or break during normal use, damaging the aquarium and posing fire and laceration hazards to consumers. Overheating can cause the heater to shatter or the aquarium glass to break.

The recalled heaters were sold at pet stores nationwide and on various websites from January 2004 through February 2011 for between $20 and $300 according to the recall notice.

If you have a recalled aquarium heater, you are warned to immediately stop using the recalled aquarium heaters and contact United Pet Group at (800) 338-4896 for a free replacement aquarium heater or a full refund.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, elevators, factories, plane crashes, slip and falls, premises liability incidents, boating accidents, medical malpractice, wrongful death claims, FELA cases, defective products, product liability, negligence claims and many other injury cases.

We are asked many times - Where do your clients live? Do I have to live near you for you to represent me? Our clients live all across the United States and you do not have to live near us for us to help you.  However, most of our clients live in Lake County, Porter County, Indiana or in the Chicago, Illinois area.  Many of our clients live in communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven and Beverly Shores in Indiana.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

If you have financial issues and feel like you are drowning in debt, the attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  We are a debt relief agency.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David Novak

The Northwest Indiana law firm, Schlyer & Associates, the Aggressive Trial Lawyers, warns of a recall issued by the U.S. Consumer Product Safety Commission of about 9,000 Disney Princess Plastic Racing Trikes.

The recalled trikes were manufactured by Kiddieland Toys Limited, of Scituate, Mass. According to the recall notice, the plastic castle display and the princess figures protruding from the top of the handle bar pose a laceration hazard if a child falls on it.

Photograph from the CPSC.

The trikes were sold at Target, JCPenney, Meijer and H.E.B. stores nationwide and on the Web at www.target.com from January 2009 through April 2011 for about $50.

If you have one of the recalled trikes in your home, you should immediately take the trikes away from children and contact Kiddieland at (800) 430-5307 for a free replacement handlebar with an enclosed rotating display.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

If you have financial issues and feel like you are drowning in debt, the attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  We are a debt relief agency.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Schlyer & Associates is trying to spread the word about the missing Dr. Mehta.  Below is an article posted in The Times today.

"This is an active ongoing investigation. We're working on this full-time," Munster Police Chief Steve Scheckel said of the search for the 70-year-old ophthalmologist.

A key in the investigation is finding Mehta-Paul's vehicle, he said. The Munster woman's gold 2001 Toyota Rav4 has an Indiana license plate of DW2031.

The crossover SUV last was seen in surveillance video of Mehta-Paul making a bank deposit about 5 p.m. on March 21.

Police twice searched her Munster home in the 9000 block of Twin Creek Boulevard. Authorities also searched a home across the street, which the doctor was watching for the vacationing owners.

Family members, including her ex-husband, pediatrician Dr. Shashi Daman Paul, and the couple's three sons have been interviewed and are cooperating with the investigation, Scheckel said.

One of the sons was interviewed in California by two Munster police officers and a Highland officer.

On March 30, emergency responders on foot and on ATVs searched in the area around Clayhole Lake near the physician's home in the Twin Creek Subdivision and along the Centennial Park Golf Course.

Horse-mounted volunteers from Porter County assisted firefighters and police officers. Divers from the Lansing Fire Department also scoured the 40-acre Clayhole Lake using sonar to view the bottom of the 40-acre lake.

Many of the teams assisting in the search volunteered their services as part of Munster's mutual-aid pacts, Scheckel said.

The Lake County sheriff's helicopter also was dispatched to search for Mehta-Paul and her vehicle multiple times.

Scheckel said federal authorities, including border patrol and the Transportation Security Administration, were alerted that Mehta-Paul is missing.

Investigators determined the physician didn't go to India for a funeral or to an Indiana time-share, one of the possibilities police explored, the chief said.

These were among the many tips phoned in to Munster and Highland police following news of the physician's disappearance.

In the month since her disappearance, there hasn't been any activity on Mehta-Paul's credit cards, nor has she answered her cell phone.

Mehta-Paul is a woman of Eastern Indian heritage. She is about 5 feet, 1 inch tall, weighs about 130 pounds,and has brown eyes and brown hair.

Anyone with information about the whereabouts of Mehta-Paul or her vehicle is asked to call the Munster Police Department at (219) 836-6600 or the Highland Police Department at (219) 838-3181.

The above article is re-posted from an article posted by The Times - no additional content in the article was added.

Again, the attorneys and staff at Schlyer & Associate believe someone has valuable information that will assist the police in locating Dr. Mehta.  Please contact the Highland or Munster Police with any information you may know.

Posted by Attorney David Novak, a personal injury & bankruptcy lawyer at Schlyer & Associates

Schlyer & Associates, P.C. Aggressive Trial Lawyers

200 West 80th Place, Merrillville, Indiana 219-757-0225

The Merrillville based personal injury law firm, Schlyer & Associates advises of a warning issued by the  U.S. Food and Drug Administration about generic acid reflux drug made by Teva Pharmaceutical Industries Ltd.

According to the FDA, it has received reports of clogging problems the drug is given by oral syringe or in a feeding tube.

Lansoprazole (made by Teva) is a generic version of Takeda Pharmaceutical Co's Prevacid, according to the FDA. Teva has voluntarily withdrawn its version of the drug from distribution but the FDA cautioned on its website that some stock may remain in pharmacies, other facilities or in patients' possession.

In their release, the FDA noted some patients have had to seek emergency medical assistance and their feeding tubes had to be unclogged, or removed and replaced.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

If you have financial issues and feel like you are drowning in debt, the attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  We are a debt relief agency.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

Schlyer & Associate, the Aggressive Trial Lawyers, located in Merrillville, Indiana warns of a recall issued by the U.S. Consumer Product Safety Commission of ADP FOA series unit heaters.

The heaters were manufactured by Lennox Industries Inc., of Richardson, Texas or Advanced Distributor Products (ADP) LLC, of Grenada, Miss.  According to the recall notice, some heaters were manufactured without a required flame rollout switch, which is a back-up device that shuts down the heater in the event of a heater failure. This poses a fire hazard.

The recalled heaters were sold by ADP dealers and distributors nationwide from September 2003 through April 2011 for between $2,700 and $4,200.

If you or a loved on has a ADP heater, you should check the recall notice to see if your heater is affected by the recall.  You should also stop using these recalled heaters immediately and contact ADP at (866) 303-8634 to schedule an inspection and, if necessary, repair of the heater.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  We handle crashes, accidents, medical malpractice, product liability, negligence and other types of personal injury cases.   Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

Whether your case is settled before a law suit or if your case needs to be brought through trial to a jury verdict, the attorneys at Schlyer & Associates have the experience and knowledge necessary to fight for the compensation you deserve for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.

We can help you file an Affordable Bankruptcy if you live in Lake County or Porter County, Indiana.  Specifically, if you live in the communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores we can help you file an Affordable Bankruptcy.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop, near the intersection of Broadway and U.S. 30.

Call us today at (219) 757-0225.

The personal injury law firm, Schlyer & Associates, the Aggressive Trial Lawyers, is warning of a recall of Topamax, a popular medicine for seizure sufferers.

The voluntary recall, being implemented in cooperation with the U.S. Food and Drug Administration (FDA), relates to two lots of TOPAMAX^® (topiramate) 100mg Tablets.  These two lots were shipped between 10/19/2010 and 12/28/2010.

Topamax is manufacturered by Ortho-McNeil Neurologics Division of Ortho-McNeil-Janssen Pharmaceuticals, Inc.

If you have any questions about the Topamax recall, you should call the TOPAMAX^® Line at 1-866-536-4398.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, fires, burns, elevators, factories, chemical plants, hospitals, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores. as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

Rogue Fitness Barbell Brackets Recalled by Coulter Ventures Due to Injury Hazard

The Indiana and Chicagoland personal injury law firm, Schlyer & Associates, is warning of a recall of Rogue Fitness Barbell Brackets issued by the U.S. Consumer Product Safety Commission.

According the the U.S. Consumer Product Safety Commission, about 5,500 units are being recalled by the distributor, Coulter Ventures LLC dba Rogue Fitness, of Columbus, Ohio.  Apparently, a weld can break, causing the barbells to fall, which can result in an injury.

The recalled units were sold only at Rogue Fitness's website, www.roguefitness.com from March 2009 through December 2010 for about $40. They were also sold as part of weightlifting racks and stands for between $350 and $3,400.

If you have a recalled barbell bracket, you should immediately stop using the recalled barbell brackets and contact Coulter at (888) 454-6925 to receive free replacement brackets.

The attorneys at Schlyer & Associates have experience in many types of injury and product cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, fires, burns, elevators, factories, chemical plants, hospitals, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The attorneys at Schlyer & Associates can also help you file an Affordable Bankruptcy, either a Chapter 7 or Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores. as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

Posted by Attorney David R. Novak

Schlyer & Associates - A Debt Relief Agency

A recall has been issued affecting more than 10,000 wrist rattles and 11,000 pairs of baby booties the Lake & Porter County, Indiana law firm of Schlyer & Associates is warning.

The recalled was issued by the U.S. Consumer Product Safety Commission and in conjunction with the importer, Midwest-CBK Inc., of Union City, Tennessee.  According to the recall notice, the pom-poms attached to the wrist rattles and booties can detach, posing a choking hazard.

The recalled wrist rattles and booties were sold by various gift stores, drug stores, décor outlets and variety stores nationwide from June 2009 through March 2011. The wrist rattles sold for about $5 and the booties sold for about $13 according to the recall notice.

If you or a loved one has any of the recalled rattles or booties, you should immediately take these recalled products away from children and return them to the store where they were purchased or to Midwest-CBK for a full refund. If you are unable to return the product to the store where it was purchased, contact Midwest-CBK at (800) 394-4225 to receive a prepaid shipping label.

The attorneys at Schlyer & Associates have experience in many types of personal injury, medical malpractice, product liability, construction site accident and other negligence cases.  If you believe you have a personal injury claim, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive, whether by settlement or by jury verdict.

The lawyers at Schlyer & Associates routinely represents clients in Lake County & Porter County, Indiana, as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

We are located at 200 West 80th Place, Merrillville, Indiana   46410.  Our office is located across the street from Eye Care Plus and Spill the Beans gourmet coffee shop.

Posted by Schlyer & Associates - Aggressive Trial Lawyers

About 90,000 girls tops are being recalled according to the U.S. Consumer Product Safety Commission, the Merrillville, Indiana law firm of Schlyer & Associates advises. The girl's tops and dressers were distributed by My Michelle, of New York, NY.

According to the recall notice, the jewelry and decorative trim attached to the girl's garments contain high levels of lead. Lead is toxic if ingested by young children and can cause adverse health effects.  The clothing was sold at Burlington Coat Factory, Dillard's, J.C. Penney, Kohl's, Army and Air Force Exchange (AAFES), K & G Fashion Superstore and other retail stores nationwide from January 2011 through March 2011 for about $38.

If you or a loved one has a recalled top, you should immediately take the recalled garments away from children and contact My Michelle at (800) 960-8791 for information on receiving a full refund.

The attorneys at Schlyer & Associates have experience in many types of injury cases.  For example, the lawyers at Schlyer & Associates represent individuals hurt in car accidents, bus accidents, truck accidents, car crashes, plane crashes, slip and falls, premises liability incidents, boating accidents, motorcycle accidents, pedestrian accidents, bike accidents, medical malpractice, workers compensation, construction accidents, traffic accidents, wrongful death claims, explosions, FELA cases, defective products, product liability, negligence claims and many other injury cases.  Many cases are settled before a law suit is filed.  If not, the attorneys will work with you to prepare your case for trial and seek a jury verdict to compensate you for your harms and losses.

If you believe you have a case, please contact Schlyer & Associates today at (219) 757-0225 to schedule a free meeting with an Aggressive Trial Lawyer to discuss the compensation and recovery you may be entitled to receive.

The attorneys at Schlyer & Associates can also help you file Chapter 7 and Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.

The lawyers at Schlyer & Associates routinely represents clients that live in Lake County or Porter County, Indiana, including the communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores. as well as in the greater Chicago, Illinois area.  Many of the attorneys at Schlyer & Associates are licensed in both in Indiana and Illinois.

You can find our office at 200 West 80th Place, Merrillville, Indiana   46410.  We are conveniently located near the intersection of Broadway and U.S. 30 in Merrillville, Indiana, across the street from the Merrillville Post Office, Cafe Fondue and the Crossroads Regional Chamber of Commerce office.

It is what it is.  That is a phrase I personally hate, it is what it is.  I have found, however, sometimes it is quite useful.  Medical bankruptcy.

I have been told by potential clients that they want to file “medical bankruptcy.”  I remember even seeing an attorney advertise that he did “medical bankruptcy.”  There is no such thing.

A bankruptcy is a bankruptcy.  It is what it is.  There are two types of bankruptcy available to individuals, regular people.  A Chapter 7 or a Chapter 13.  In both instances, a person must list all debts they owe, including medical bills, credit cards, mortgages and loans.  There is no special name or special kind of bankruptcy for medical bills.

I would guess that it is possible for a person to have no debts other than medical bills.  However, this does not make a bankruptcy a medical bankruptcy, it would typically mean a Chapter 7 that had medical bills as it only debts.

I always get concerned when someone tells me that they have filed a medical bankruptcy or want one.  I think that people might believe a medical bankruptcy is different or not as bad as a regular bankruptcy.  However, nothing could be further from the truth, because a bankruptcy is a bankruptcy.

Afterall, it is what it is.

If you have a great deal of medical debt (bills) or another other kind of debt and want to discuss your options, please call us at Schlyer & Associates in Merrillville, Indiana  to make an appointment. We can help you eliminate or reduce your debt.  We offer free face to face consultations in our office.

The attorneys at Schlyer & Associates can help you file Chapter 7 and Chapter 13 bankruptcy, if you live in Lake County or Porter County, Indiana.  Please feel free to contact us today at (219) 757-0225 if you or your loved one was injured or needs to file bankruptcy.

We can help you file Chapter 7 or Chapter 13 bankruptcy if you live in the Lake County or Porter County communities of Hammond, East Chicago, Gary, Munster, Griffith, Highland, Dyer, St. John, Schererville, Cedar Lake, Lake Station, Crown Point, Merrillville, Hobart, New Chicago, Lowell, Lake Dalecarlia, Winfield, Miller, Lake Village, Valparaiso, Hebron, Dune Acres, Kouts, Odgen Dunes, Chesterton, Town of Pines, Portage, Porter, Wheeler, South Haven or Beverly Shores.